Marion County property record for 2045 SE 32nd Ln, Ocala, FL 34471
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,840 sqft · built 1986 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $580,000 (May 2024) |
| Tax Bill | $513 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Line of Credit Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2990-002-008 |
| Primary APN | 2990-002-008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,840 sqft Living Area |
| Gross Area | 3,328 sqft |
| 1st Floor Area | 1,661 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Modern |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 130 ft deep x 115 ft wide |
| Garage Type | Attached |
| Garage Area | 463 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 308 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 25 sqft |
| Deck Area | 614 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Street Address | 2045 SE 32ND LN |
|---|---|
| City | OCALA |
| State | FL |
| Zip | 34471-6106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SEC 28 TWP 15 RGE 22 PLAT BOOK W PAGE 096 QUAIL CREEK BLK B LOT 8 |
| Legal Range | 22E |
| Legal Township | 15S |
| Legal Section | 28 |
| Legal Subdivision | QUAIL CREEK |
| Legal Block | B |
| Legal Lot Number | 8 |
| Jurisdiction | MARION FL |
| Township / Civil Division | OCALA |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 2304 |
2045 SE 32nd Ln is owned and occupied by two individuals who bought it in May 2024.
Source: Marion County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2045 SE 32ND LN, OCALA, FL 34471-6106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 12, 2023 | Warranty Deed, Transfer · Line of Credit DELANE FINANCIAL LLC |
| Jun 22, 2021 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Oct 7, 2020 | Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| May 3, 2017 | Loan Modification, Mortgage · Conventional Mortgage STEARNS LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2024 · Amount on File |
| Deed Sale | May 1, 2024 · Amount on File |
| Prior Sale | Sep 12, 2023 · Amount on File |
| Deed Document Number | 202455302 |
| Deed Book / Page | 8311 / 355 |
| Prior Transfer Date | Jan 10, 2002 |
| Prior Transfer Doc | 0000008667 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARION FL |
| Recording Date | Sep 12, 2023 |
| Property Address | 2045 SE 32ND LN, OCALA, FL 34471-6106 |
| Document Number | 0081431613 |
| Book / Page | 8143 / 1613 |
| Map Reference | MB W PG 96&97 |
| Instrument Date | Aug 31, 2023 |
| Instrument | 2023117361 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Title Company | SIGNATURE TTL PROFESSIONALS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2045 SE 32ND LN, OCALA, FL 34471-6106 |
| Name | Verified Name |
|---|---|
| Address | 13211 REAMS RD UNIT 120, 120, WINDERMERE, FL 34786-9545 |
| Document Number | 0081431621 |
|---|---|
| Date | Sep 12, 2023 |
| Instrument | 8143/1621 |
| Name | DELANE FINANCIAL LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION FL |
| Property Address | 2045 SE 32ND LN, OCALA, FL 34471-6106 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2045 SE 32ND LN, OCALA, FL 34471-6106 |
| Document Number | 0074960426 |
|---|---|
| Date | Jun 22, 2021 |
| Book Page | 7496/426 |
| Instrument | 2021084462 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARION FL |
| Recording Date | Oct 7, 2020 |
| Property Address | 2045 SE 32ND LN, OCALA, FL 34471-6106 |
| Document Number | 0072861288 |
| Book / Page | 7286 / 1288 |
| Map Reference | MB W PG 96&97 |
| Instrument Date | Sep 30, 2020 |
| Instrument | 2020106210 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | BRICK CITY TTL INS AGCY INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,366.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2045 SE 32ND LN, 2045, OCALA, FL 34471-6106 |
| Name | Verified Name |
|---|---|
| Address | 2045 SE 32ND LN, OCALA, FL 34471-6106 |
| Document Number | 0072861290 |
|---|---|
| Date | Oct 7, 2020 |
| Instrument | 7286/1290 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MARION FL |
| Property Address | 2045 SE 32ND LN, OCALA, FL 34471-6106 |
| Document Number | 0065860356 |
| Book / Page | 006586 / 000356 |
| Instrument Date | May 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2045 SE 32ND LN OCALA FL 344716106, OCALA, FL 34471-6106 |
| Document Number | 0065860356 |
|---|---|
| Date | May 31, 2017 |
| Book Page | 006586/000356 |
| Instrument | 48887 |
| Name | STEARNS LNDG |
|---|---|
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | May 30, 2057 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
The 2025 property tax bill for 2045 SE 32nd Ln was $513 with exemptions applied.
Source: Marion County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Marion County |
| Unified School District | Marion County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $513.00 Homeowner's exemption Veteran's exemption | $362,755 Land $100,000 Building $262,755 | $362,755 Land $100,000 Building $262,755 |
| 2023 | $3,100.00 (+2.89%) Homeowner's exemption | $222,602 (+3%) Land $90,000 Building $132,602 | $315,272 (+2.59%) Land $90,000 Building $225,272 |
| 2022 | $3,013.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $216,118 | $307,317 Land $100,000 Building $207,317 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2045 SE 32nd Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2045 SE 32nd Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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