2045 S Porter St, Gilbert, AZ 85295 Property Records

Maricopa County property record for 2045 S Porter St, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,348 sqft · built 1999
Lot Size	0.215 acres (9,375 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Jun 2020)
Tax Bill	$2,861 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-42-698`

Property Details

APN / Parcel Number

Primary APN	`304-42-698`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,348 sqft Living Area
1st Floor Area	1,696 sqft
2nd Floor Area	1,652 sqft

Exterior

Year Built	Built 1999
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	9,375 sqft (0.215 acres)
Parking Spaces	3 Parking Spaces
Pool Area	330 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	2045 S PORTER ST
City	GILBERT
State	AZ
Zip	85295-5497
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	LINDSAY ESTATES AMD MCR 487-48
Legal Range	06E
Legal Township	01S
Legal Section	29
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	LINDSAY ESTATES AMD
Legal Lot Number	35
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1008
Census Tract	815000

Owner

2045 S Porter St is owned and occupied by two individuals who bought it in June 2020.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2045 S PORTER ST, GILBERT, AZ 85295-5497
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2023	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Jun 24, 2020	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS
Jul 1, 2017	Deed of Trust, Mortgage · Conventional with PMI FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2020 · Amount on File
Deed Sale	Jun 24, 2020 · Amount on File
Prior Sale	Feb 13, 2015 · Amount on File
Deed Document Number	20200553568
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2045 S PORTER ST, GILBERT, AZ 85295-5497
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2045 S PORTER ST, GILBERT, AZ 85295-5497

Mortgage

Document Number	0000065245
Date	Feb 9, 2023
Instrument	20230065245

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 8, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 24, 2020
Property Address	2045 S PORTER ST, GILBERT, AZ 85295-5497
Document Number	0000553568
Instrument Date	Jun 9, 2020
Instrument	553568
Transaction Type	Transfer
Record Updated	Jul 1, 2020
Title Company	LANDMARK TITLE ASSURANCE AGENCY, LANDMARK TITLE ASSURANCE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2045 S PORTER ST GILBERT AZ 852955497, GILBERT, AZ 85295-5497

Mortgage

Document Number	553569
Date	Jun 24, 2020
Instrument	553569

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2045 S PORTER ST, GILBERT, AZ 85295-5497
Document Number	0000495670
Instrument Date	Jul 1, 2017
Transaction Type	Mortgage
Record Updated	Jul 13, 2017
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2045 S PORTER ST GILBERT AZ 852955497, GILBERT, AZ 85295-5497

Mortgage

Document Number	0000495670
Date	Jul 7, 2017
Instrument	495670

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2045 S Porter St was $2,861.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,060	$610,600 Land $122,100 Building $488,500
2025	$2,861.00
2024		$61,520	$615,200 Land $123,000 Building $492,200
2023	$2,768.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2045 S Porter St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2045 S Porter St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Tristate Wi-Fi by Wi-Fiber.

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