2045 S Eagle Ridge Loop, Cedar City, UT 84720 Property Records

Iron County property record for 2045 S Eagle Ridge Loop, Cedar City, UT 84720

Property Summary

Property Type	Single Family Home
Lot Size	1.23 acres (53,579 sqft)
Owner	Individual Name on File
Tax Bill	$4,562 (2026)
Deeds & Mortgages	Jan 2020 Construction Loan Oct 2020 Mortgage + 3 more
APN	`B-1872-0022-0000`

Property Details

APN / Parcel Number

Primary APN	`B-1872-0022-0000`
Alternative APNs	`482031-1` `0482031`

Exterior

Lot Area	53,579 sqft (1.23 acres)

Location & Zoning

Account Number	0482031
Street Address	2045 S EAGLE RIDGE LOOP
City	CEDAR CITY
State	UT
Zip	84720-5002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22, EAGLE RIDGE AT SOUTH MOUNTAIN, PHASE 1.
Legal Range	11W
Legal Township	36S
Legal Section	28
Legal Subdivision	EAGLE RIDGE AT SOUTH MOUNTAIN, PHASE 1
Legal Phase	1
Legal Lot Number	22
Jurisdiction	IRON UT
Township / Civil Division	CEDAR CITY
Census Block Group	4
Census Block	4020
Census Tract	110702

Owner

Source: Iron County assessment roll, as of August 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2045 S EAGLE RIDGE LOOP, CEDAR CITY, UT 84720-5002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2020	Deed of Trust, Mortgage · Construction Mortgage STATE BANK OF SOUTHERN UTAH
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 25, 2019	Warranty Deed, Transfer SECURITY ESCROW AND TITLE INSURANCE AGENCY, SECURITY ESCROW & TTL INS AG
May 15, 2017	Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN AMERICA CU
May 15, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 8, 2024
Deed Sale	Jul 8, 2024
Prior Sale	Nov 25, 2019
Deed Document Number	2024820850
Deed Book / Page	1682 / 1182
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IRON UT
Property Address	2045 S EAGLE RIDGE LOOP, CEDAR CITY, UT 84720-5002
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	SECURITY ESCROW & TTL INS AG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001471/653
Date	Jan 16, 2020
Book Page	1471/653
Instrument	739088

Lender

Name	STATE BANK OF SOUTHERN UTAH
Type	Bank
Address	CEDAR CITY, UT 84720

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IRON UT
Property Address	2045 S EAGLE RIDGE LOOP, CEDAR CITY, UT 84720-5002
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	INWEST TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01512/1798
Date	Oct 19, 2020
Book Page	1512/1798
Instrument	754748

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IRON UT
Recording Date	Nov 25, 2019
Property Address	2045 S EAGLE RIDGE LOOP, CEDAR CITY, UT 84720-5002
Document Number	01465/1919
Book / Page	1465 / 1919
Instrument Date	Nov 21, 2019
Instrument	736862
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	SECURITY ESCROW AND TITLE INSURANCE AGENCY, SECURITY ESCROW & TTL INS AG

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2893 W SOUTH MOUNTIAN RD, CEDAR CITY, UT 84720

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IRON UT
Recording Date	May 15, 2017
Property Address	2045 S EAGLE RIDGE LOOP, CEDAR CITY, UT 84720-5002
Document Number	01376/0391
Book / Page	1376 / 0391
Instrument Date	May 11, 2017
Instrument	00697850
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	SECURITY ESCROW & TITLE INS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2243 S RED TAIL CIR, CEDAR CITY, UT 84720-5013

Mortgage

Document Number	01376/0394
Date	May 15, 2017
Book Page	1376/0394
Instrument	00697852

Lender

Name	MOUNTAIN AMERICA CU
Type	Credit Union
Address	CEDAR CITY, UT 84720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Jun 1, 2024

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IRON UT
Recording Date	May 15, 2017
Property Address	2045 S EAGLE RIDGE LOOP, CEDAR CITY, UT 84720-5002
Document Number	01376/0390
Book / Page	1376 / 0390
Instrument Date	Apr 21, 2017
Instrument	00697849
Transaction Type	Transfer
Record Updated	Sep 5, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4343 SHEFFIELD DR, PROVO, UT 84604-5564

Tax Assessment & Valuation

Source: Iron County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Iron County
Municipality	Cedar City
Unified School District	Iron School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,562.00 (-0.07%)
2025		$568,764 (-0.71%) Land $118,657 Building $450,107	$1,005,489 (-3.09%) Land $187,113 Building $818,376
2023	$4,565.00	$572,810	$1,037,552 Land $139,980 Building $897,572

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 87% of Utah
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
SC Broadband Fiber	1,000 / 1,000
InfoWest Fixed Wireless · Fiber in parts of the area	200 / 40

May also be available: CenturyLink.

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