2045 S 5th St, Springfield, IL 62703 Property Records

Sangamon County property record for 2045 S 5th St, Springfield, IL 62703

Property Summary

Property Type	Single Family Home
Lot Size	0.139 acres (6,091 sqft)
Owner	Individual Name on Record
Last Sale	$138,000 (Feb 2023)
Tax Bill	$3,437 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Mar 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-04.0-430-031`

Property Details

APN / Parcel Number

Primary APN	`22-04.0-430-031`
Alternative APN	`22040430031 (CHECK DIGIT = 8)`

Exterior

Lot Area	6,091 sqft (0.139 acres)

Location & Zoning

Account Number	22040430031
Street Address	2045 S 5TH ST
City	SPRINGFIELD
State	IL
Zip	62703-3405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAYNES S SIDE 2ND PLAT L 12 B 22
Legal Subdivision	PAYNES SOUTH SIDE ADD 2ND PLA
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	2
Census Block	2048
Census Tract	1800

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2045 S 5TH ST, SPRINGFIELD, IL 62703-3405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK
Mar 19, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Feb 17, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 15, 2009	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2023 · Amount on Record
Deed Sale	Feb 17, 2023 · Amount on Record
Prior Sale	Sep 15, 2009 · Amount on Record
Deed Document Number	20232602
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2045 S 5TH ST, SPRINGFIELD, IL 62703-3405
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R07902
Date	Apr 24, 2018
Instrument	2018R07902

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2033

Interest

Rate Type	Fixed Rate

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2045 S 5TH ST, SPRINGFIELD, IL 62703-3405
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026R04369
Date	Mar 19, 2026
Instrument	2026R04369

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.63%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Feb 17, 2023
Property Address	2045 S 5TH ST, SPRINGFIELD, IL 62703-3405
Document Number	2023R02602
Map Reference	PB 11 PG 20
Instrument Date	Feb 10, 2023
Instrument	2023R02602
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$207.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2045 S 5TH ST, SPRINGFIELD, IL 62703-3405
Investor	Possibly a Property Investor

Mortgage

Document Number	2023R02603
Date	Feb 17, 2023
Instrument	2023R02603

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.13%

September 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Sep 15, 2009
Property Address	2045 S 5TH ST, SPRINGFIELD, IL 62703-3405
Document Number	2009R44815
Instrument Date	Aug 21, 2009
Instrument	2009R44815
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Tax	$136.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2045 S 5TH ST, SPRINGFIELD, IL 62703-3405

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,437.00 (+3.34%)	$42,460 (+7.22%) Land $4,680 Building $37,780	$127,380 (+7.22%) Land $14,040 Building $113,340
2024	$3,326.00 (+60.37%)	$39,601 (+35.87%) Land $4,365 Building $35,236	$118,803 (+35.87%) Land $13,095 Building $105,708
2022	$2,074.00 Homeowner's exemption	$29,146 Land $3,783 Building $25,363	$87,438 Land $11,349 Building $76,089

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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