2045 S 4th St, Springfield, IL 62703 Property Records

Sangamon County property record for 2045 S 4th St, Springfield, IL 62703

Property Summary

Property Type	Single Family Home
Lot Size	0.122 acres (5,329 sqft)
Owner	Individual Name on Record
Last Sale	$102,000 (Jun 2021)
Tax Bill	$3,496 (2025)
Deeds & Mortgages	Apr 2015 Mortgage Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-04.0-429-016`

Property Details

APN / Parcel Number

Primary APN	`22-04.0-429-016`
Alternative APN	`22040429016 (CHECK DIGIT = 9)`

Exterior

Lot Area	5,329 sqft (0.122 acres)

Location & Zoning

Account Number	22040429016
Street Address	2045 S 4TH ST
City	SPRINGFIELD
State	IL
Zip	62703-3447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAYNES S SIDE 2ND PLAT L 12 B 23
Legal Subdivision	PAYNES SOUTH SIDE ADD
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	2
Census Block	2049
Census Tract	1800

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2045 S 4TH ST, SPRINGFIELD, IL 62703-3447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2015	Deed of Trust, Mortgage · FHA Mortgage DETCH MORTGAGE CORP
Jun 24, 2021	Warranty Deed, Transfer · Conventional Mortgage INB NA
Aug 29, 2016	Warranty Deed, Transfer · FHA Mortgage DIAMOND RESIDENTIAL MTG CO
Aug 18, 2008	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2021 · Amount on Record
Deed Sale	Jun 24, 2021 · Amount on Record
Prior Sale	Aug 18, 2008 · Amount on Record
Deed Document Number	202117220
Record Updated	Oct 29, 2026

April 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2045 S 4TH ST, SPRINGFIELD, IL 62703-3447
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2015R08576
Date	Apr 7, 2015
Instrument	2015R08576

Lender

Name	DETCH MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 6, 2030

Interest

Rate Type	Fixed Rate
Rate	3%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Jun 24, 2021
Property Address	2045 S 4TH ST, SPRINGFIELD, IL 62703-3447
Document Number	2021R17220
Instrument Date	Jun 22, 2021
Instrument	2021R17220
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	PRAIRIE TITLE, PRAIRIE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$153.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3026 EDWARDS ST, ALTON, IL 62002-4056

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2045 S 4TH ST, SPRINGFIELD, IL 62703-3447

Mortgage

Document Number	2021R17221
Date	Jun 24, 2021
Instrument	2021R17221

Lender

Name	INB NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Aug 29, 2016
Property Address	2045 S 4TH ST, SPRINGFIELD, IL 62703-3447
Document Number	2016R23491
Instrument Date	Aug 24, 2016
Instrument	2016R23491
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2045 S 4TH ST, SPRINGFIELD, IL 62703-3447

Mortgage

Document Number	2016R23492
Date	Aug 29, 2016
Instrument	2016R23492

Lender

Name	DIAMOND RESIDENTIAL MTG CO

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Aug 18, 2008
Property Address	2045 S 4TH ST, SPRINGFIELD, IL 62703-3447
Document Number	2008R31818
Instrument Date	Aug 6, 2008
Instrument	2008R31818
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Tax	$132.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2045 S 4TH ST, SPRINGFIELD, IL 62703-3447
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,496.00 (+13.07%)	$43,184 (+25.15%) Land $4,717 Building $38,467	$129,552 (+25.15%) Land $14,151 Building $115,401
2022	$3,092.00	$34,506 Land $3,811 Building $30,695	$103,518 Land $11,433 Building $92,085

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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