2045 S 3040 E, Saint George, UT 84790 Property Records

Washington County property record for 2045 S 3040 E, Saint George, UT 84790

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 4,019 sqft · built 2021
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on File
Last Sale$997,498 (Feb 2026)
Tax Bill$3,730 (2025)
Deeds & MortgagesJun 2021 Construction Loan
Aug 2022 Line of Credit
+ 5 more
Flood ZoneZone X (minimal risk)
APNSG-CRVI-1-103

Property Details

APN / Parcel Number

Primary APNSG-CRVI-1-103
Alternative APN
  • 1086042

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area4,019 sqft Living Area
Gross Area4,362 sqft
AtticAttic
Attic Area2,728 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleBi-Level
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area11,326 sqft (0.26 acres)
Garage TypeAttached
Garage Area1,364 sqft
PorchCovered Slab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1086042
Street Address2045 S 3040 E
CitySAINT GEORGE
StateUT
Zip84790-2182
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION: CRIMSON VISTAS 1 (SG) LOT: 103
Legal SubdivisionCRIMSON VISTAS PH 1
Legal Lot Number103
JurisdictionWASHINGTON UT
Township / Civil DivisionST. GEORGE
Census Block Group3
Census Block3052
Census Tract271703

Owner

2045 S 3040 E is owned and occupied by two individuals who bought it in February 2026.

Source: Washington County records, as of April 6, 2026

Owner of Record2 Individual Names on File
Mailing Address2045 S 3040 E, SAINT GEORGE, UT 84790-2182
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2021Deed of Trust, Mortgage · Construction Mortgage
STATE BANK OF SOUTHERN UTAH
Aug 18, 2022Deed of Trust, Mortgage · Line of Credit
CACHE VALLEY BANK
Feb 2, 2026Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Jan 5, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jan 4, 2023Intrafamily Transfer, Transfer · Conventional Mortgage
CACHE VALLEY BANK
Mar 28, 2022Warranty Deed, Subdivision Related Transfer
EAGLE GATE TITLE INSURANCE AGENCY, EAGLE GATE TTL INS AGCY INC
Feb 12, 2021Warranty Deed, Transfer
SOUTHERN TRUST TITLE, SOUTHERN UTAH TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 2, 2026 · Amount on File
Deed SaleFeb 2, 2026 · Amount on File
Prior SaleMay 31, 2024
Deed Document Number20264002
Prior Transfer DateJun 3, 2024
Prior Transfer Doc0000017225
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON UT
Property Address2045 S 3040 E, SAINT GEORGE, UT 84790-2182
Transaction TypeMortgage
Record UpdatedFeb 18, 2026
Title CompanyEAGLE GATE TITLE INSURANCE AGENCY, EAGLE GATE TTL INS AGCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000038785
DateJun 2, 2021
Instrument20210038785
Lender
NameSTATE BANK OF SOUTHERN UTAH
TypeBank
AddressSAINT GEORGE, UT 84790
Agreement
TypeConstruction Mortgage
AmountAmount on Record

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON UT
Property Address2045 S 3040 E, SAINT GEORGE, UT 84790-2182
Transaction TypeMortgage
Record UpdatedFeb 18, 2026
Title CompanySOUTHERN UTAH TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000039780
DateAug 18, 2022
Instrument20220039780
Lender
NameCACHE VALLEY BANK
TypeBank
AddressSAINT GEORGE, UT 84790
Agreement
TypeLine of Credit
AmountAmount on Record

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON UT
Recording DateFeb 2, 2026
Property Address2045 S 3040 E, SAINT GEORGE, UT 84790-2182
Document Number0000004002
Instrument DateJan 15, 2026
Instrument20260004002
Transaction TypeTransfer
Record UpdatedFeb 18, 2026
Title CompanySOUTHERN UTAH TITLE COMPANY, SOUTHERN UTAH TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2045 S 3040 E, SAINT GEORGE, UT 84790-2182

Mortgage

Document Number0000004007
DateFeb 2, 2026
Instrument20260004007
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2056

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWASHINGTON UT
Recording DateJan 5, 2023
Property Address2045 S 3040 E, SAINT GEORGE, UT 84790-2182
Document Number0000000415
Instrument DateJan 3, 2023
Instrument20230000415
Transaction TypeTransfer
Record UpdatedAug 15, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2045 S 3040 E, SAINT GEORGE, UT 84790-2182

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWASHINGTON UT
Recording DateJan 4, 2023
Property Address2045 S 3040 E, SAINT GEORGE, UT 84790-2182
Document Number0000000320
Instrument DateJan 3, 2023
Instrument20230000320
Transaction TypeTransfer
Record UpdatedAug 15, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2045 S 3040 E, SAINT GEORGE, UT 84790-2182

Mortgage

Document Number0000000321
DateJan 4, 2023
Instrument20230000321
Lender
NameCACHE VALLEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term481 Months
DueFeb 1, 2063
Interest
Rate TypeAdjustable Rate
Rate6%
AdjustableAdjustable Rate Rider
Type Change DateFeb 1, 2028
Change FrequencyAnnually
Min Rate At Change3.5%
Max Rate At Change11%
Index1-Year CMT
Max Rate11%

March 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON UT
Recording DateMar 28, 2022
Property Address2045 S 3040 E, SAINT GEORGE, UT 84790-2182
Document Number0000017516
Instrument DateMar 23, 2022
Instrument20220017516
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 15, 2023
Title CompanyEAGLE GATE TITLE INSURANCE AGENCY, EAGLE GATE TTL INS AGCY INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1641 CLIFF ROSE DR, SAINT GEORGE, UT 84790-6172

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON UT
Recording DateFeb 12, 2021
Property Address2045 S 3040 E, SAINT GEORGE, UT 84790-2182
Document Number0000010546
Instrument DateFeb 11, 2021
Instrument20210010546
Transaction TypeTransfer
Record UpdatedAug 15, 2023
Title CompanySOUTHERN TRUST TITLE, SOUTHERN UTAH TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3688 S 2690 E # 2816, 2816, SAINT GEORGE, UT 84790-7286

Tax Assessment & Valuation

The 2025 property tax bill for 2045 S 3040 E was $3,730, up 1.9% from the year before.

Source: Washington County assessment roll, as of July 23, 2025

Property Jurisdictions

TypeName
StateUtah
CountyWashington County
MunicipalitySt. George City
Unified School DistrictWashington School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,730.00 (+1.86%)$548,955 Land $123,750 Building $425,205$998,100 Land $225,000 Building $773,100
2024$3,662.00 (-46.43%)
2023$6,836.00$1,021,400$1,021,400 Land $215,000 Building $806,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2045 S 3040 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2045 S 3040 E is moderate, ranking above 42% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 67% of Utah
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST GEORGE CITY WATER SYSTEM
serves 105,240 people · EPA ID UTAH27015
Water SourcePurchased surface water from several systems
Last State InspectionSep 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
TDS Telecom
Fiber · Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
InfoWest
Fixed Wireless
200 / 40
AT&T
Fixed Wireless
100 / 20

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