Clermont County property record for 2045 River Birch Dr, Amelia, OH 45102
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,248 sqft · built 2004 |
| Lot Size | 0.319 acres (13,896 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Dec 2022) |
| Tax Bill | $3,445 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit Apr 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-20-19J-283 |
| Primary APN | 03-20-19J-283 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 456 sqft |
| Family Room | Family Room |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,896 sqft (0.319 acres) |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 40 sqft |
| Patio Area | 110 sqft |
| Shed | 1 Shed |
| Shed Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2045 RIVER BIRCH DR |
|---|---|
| City | AMELIA |
| State | OH |
| Zip | 45102-2320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPERING TREES SECTION II; LOT 113 |
| Legal Subdivision | WHISPERING TREES |
| Legal Lot Number | 113 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | BATAVIA |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 41001 |
2045 River Birch Dr is owned and occupied by an individual who bought it in December 2022.
Source: Clermont County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2045 RIVER BIRCH DR, AMELIA, OH 45102-2320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 22, 2022 | Deed of Trust, Mortgage · Line of Credit AMERISAVE MORTGAGE CORP |
| Apr 14, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage OPTION FINANCIAL LLC |
| Sep 27, 2017 | Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP |
| Aug 24, 2017 | Affidavit of Death, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2022 · Amount on File |
| Deed Sale | Dec 21, 2022 · Amount on File |
| Prior Sale | Sep 27, 2017 · Amount on File |
| Deed Document Number | 202230622 |
| Deed Book / Page | 2935 / 5124 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 2045 RIVER BIRCH DR, AMELIA, OH 45102-2320 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000005149 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 2912/1015 |
| Instrument | 202200005149 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 2045 RIVER BIRCH DR, AMELIA, OH 45102-2320 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2045 RIVER BIRCH DR, AMELIA, OH 45102-2320 |
| Document Number | 0000007068 |
|---|---|
| Date | Apr 14, 2025 |
| Book Page | 2991/731 |
| Instrument | 202500007068 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Dec 21, 2022 |
| Property Address | 2045 RIVER BIRCH DR, AMELIA, OH 45102-2320 |
| Document Number | 0000030622 |
| Book / Page | 2935 / 5124 |
| Map Reference | CAB 10 PG 362&363 |
| Instrument Date | Dec 16, 2022 |
| Instrument | 202200030622 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2045 RIVER BIRCH DR, AMELIA, OH 45102-2320 |
| Document Number | 0000030623 |
|---|---|
| Date | Dec 21, 2022 |
| Instrument | 202200030623 |
| Name | OPTION FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Number | 0000030624 |
|---|---|
| Date | Dec 21, 2022 |
| Book Page | 2935/5147 |
| Instrument | 202200030624 |
| Name | OHIO HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Sep 27, 2017 |
| Property Address | 2045 RIVER BIRCH DR, AMELIA, OH 45102-2320 |
| Document Number | 0000022270 |
| Map Reference | PC 10 PG 362-363 |
| Instrument Date | Sep 22, 2017 |
| Instrument | 201700022270 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $591.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000022271 |
|---|---|
| Date | Sep 27, 2017 |
| Instrument | 201700022271 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Aug 24, 2017 |
| Property Address | 2045 RIVER BIRCH DR, AMELIA, OH 45102-2320 |
| Document Number | 0000019438 |
| Book / Page | 002724 / 001120 |
| Instrument Date | Aug 22, 2017 |
| Instrument | 19438 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2017 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2045 RIVER BIRCH DR AMELIA OH 451022320, AMELIA, OH 45102-2320 |
The 2025 property tax bill for 2045 River Birch Dr was $3,445, down 0.3% from the year before.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Batavia Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,445.00 (-0.26%) | $72,310 (-) Land $14,490 Building $57,820 | |
| 2024 | $3,454.00 (-43.54%) | $72,310 (-) Land $14,490 Building $57,820 | $206,600 (-) Land $41,400 Building $165,200 |
| 2023 | $6,118.00 (+120.95%) | $72,310 (+38%) Land $14,490 Building $57,820 | $206,600 Land $41,400 Building $165,200 |
| 2022 | $2,769.00 Homeowner's exemption | $52,400 Land $10,500 Building $41,900 | |
| 2020 | $149,700 Land $30,000 Building $119,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2045 River Birch Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2045 River Birch Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TATE-MONROE WATER ASSOCIATION PWS private · serves 24,092 people · EPA ID OH1301312 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures