2045 Red River Rd, Eldersburg (Sykesville), MD 21784 Property Records

Carroll County property record for 2045 Red River Rd, Eldersburg, MD 21784

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,072 sqft · built 1985
Lot Size	0.573 acres (24,980 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Mar 2013)
Tax Bill	$5,971 (2026)
Deeds & Mortgages	Aug 2018 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-054990`

Property Details

APN / Parcel Number

Primary APN	`05-054990`
Alternative APNs	`5054990` `054990`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	2,072 sqft Total Area
Basement Area	1,400 sqft
Finished Basement	1,400 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	24,980 sqft (0.573 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Deck Area	178 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	054990
Street Address	2045 RED RIVER RD
City	SYKESVILLE
State	MD
Zip	21784-6646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-200
Legal Description	LT 126 - 24980 SQ FT 2045 RED RIVER RD 26-61 OKLAHOMA PH 4
Legal Subdivision	OKLAHOMA PH 4
Legal Phase	4
Legal Lot Number	126
Jurisdiction	CARROLL MD
Township / Civil Division	5, FREEDOM
Census Block Group	2
Census Block	2008
Census Tract	505102

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2045 RED RIVER RD, SYKESVILLE, MD 21784-6646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage GMH MORTGAGE SERVICES LLC
Feb 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage ADVISORS MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2013 · Amount on Record
Deed Sale	Mar 12, 2013 · Amount on Record
Prior Sale	Apr 8, 2005 · Amount on Record
Deed Book / Page	7253 / 490
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2045 RED RIVER RD, ELDERSBURG, MD 21784-6646
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0091070426
Date	Aug 30, 2018
Book Page	9107/0426

Lender

Name	GMH MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2045 RED RIVER RD, ELDERSBURG, MD 21784-6646
Document Number	0095970375
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	KIRSH TITLE SERVICES, KIRSH TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2045 RED RIVER RD ELDERSBURG MD 217846646, ELDERSBURG, MD 21784-6646

Mortgage

Document Number	0095970375
Date	Mar 12, 2020
Book Page	009597/000375

Lender

Name	ADVISORS MTG
Type	Mortgage Company
Address	OCEAN, NJ 07712

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2050

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,971.00 (+3.92%) Homeowner's exemption	$514,200 (+12.86%)	$534,300 (+12.72%) Land $182,900 Building $351,400
2025	$5,746.00 (+11.62%) Homeowner's exemption
2023	$5,148.00 Homeowner's exemption	$455,600	$474,000 Land $187,800 Building $286,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEDOM DISTRICT serves 24,867 people · EPA ID MD0060002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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