Merced County property record for 2045 Place Rd, Los Banos, CA 93635
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,558 sqft · built 1998 |
| Lot Size | 0.154 acres (6,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $151,000 (Mar 2013) |
| Tax Bill | $2,296 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 083-442-003-000 |
| Primary APN | 083-442-003-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,558 sqft Living Area |
| Gross Area | 1,959 sqft |
| 1st Floor Area | 1,558 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 6,700 sqft (0.154 acres) |
| Garage Type | Attached |
| Garage Area | 401 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 40 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 083-442-003 |
|---|---|
| Street Address | 2045 PLACE RD |
| City | LOS BANOS |
| State | CA |
| Zip | 93635-5317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | COLL GREENS #2-7&8 LOT 515 |
| Legal Subdivision | COLLEGE GREENS 02 PH 07&8 |
| Legal Lot Number | 515 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | LOS BANOS |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 2303 |
2045 Place Rd is owned and occupied by two individuals who bought it in March 2013.
Source: Merced County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2045 PLACE RD, LOS BANOS, CA 93635-5317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 19, 2020 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Sep 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GOLDEN 1 CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 14, 2013 · Amount on File |
| Deed Sale | Mar 14, 2013 · Amount on File |
| Prior Sale | Jan 7, 2013 · Amount on File |
| Deed Document Number | 20139677 |
| Prior Transfer Date | Dec 26, 2012 |
| Prior Transfer Doc | 0000000870 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 2045 PLACE RD, LOS BANOS, CA 93635-5317 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2045 PLACE RD, LOS BANOS, CA 93635-5317 |
| Document Number | 0000052762 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 2021052762 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 2045 PLACE RD, LOS BANOS, CA 93635-5317 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 2045 PLACE RD, LOS BANOS, CA 93635-5317 |
| Document Number | 0000028582 |
|---|---|
| Date | Aug 19, 2020 |
| Instrument | 2020028582 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 272 Months |
| Due | Apr 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 2045 PLACE RD, LOS BANOS, CA 93635-5317 |
| Document Number | 0000030618 |
| Instrument Date | Sep 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2017 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2045 PLACE RD LOS BANOS CA 936355317, LOS BANOS, CA 93635-5317 |
| Document Number | 0000030618 |
|---|---|
| Date | Sep 20, 2017 |
| Instrument | 30618 |
| Name | GOLDEN 1 CU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95826 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 19, 2037 |
The 2025 property tax bill for 2045 Place Rd was $2,296, down 0.1% from the year before.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Los Banos City |
| Unified School District | Los Banos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $189,655 (+2%) Land $18,837 Building $170,818 | |
| 2025 | $2,296.00 (-0.09%) | $185,937 Land $18,468 Building $167,469 |
| 2024 | $2,298.00 (+6.24%) | |
| 2023 | $2,163.00 (+2.32%) | $178,718 Land $17,751 Building $160,967 |
| 2022 | $2,114.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2045 Place Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2045 Place Rd is moderate, ranking above 53% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 68% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
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