2045 Pirie Pl, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2045 Pirie Pl, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,348 sqft · built 2016
Lot Size	0.223 acres (9,713 sqft)
Owner	Company Name on Record
Last Sale	$415,000 (Jan 2022)
Tax Bill	$6,891 (2025)
Deeds & Mortgages	May 2022 Mortgage Jan 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-26-30-0152-0001-0020`

Property Details

APN / Parcel Number

Primary APN	`14-26-30-0152-0001-0020`
Alternative APNs	`263014015200010020` `157923`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,348 sqft Living Area
Gross Area	3,297 sqft
1st Floor Area	2,348 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,713 sqft (0.223 acres)
Lot Dimensions	100 ft deep x 97 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	465 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2045 PIRIE PL
City	SAINT CLOUD
State	FL
Zip	34769-5524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	DAVIS ESTATES PB 20 PG 94 LOT 2
Legal Range	30E
Legal Township	26S
Legal Section	14
Legal Subdivision	DAVIS ESTATES
Legal Tract	152
Legal Block	20
Legal Lot Number	2
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2019
Census Tract	43303

Owner

Source: Osceola County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	TRICON RESIDENTIAL, SCOTTSDALE, AZ 85261
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Deed of Trust, Mortgage · Commercial Mortgage ROYAL BANK OF CANADA
Jan 11, 2022	Warranty Deed, Transfer REALTECH TITLE LLC
Oct 21, 2021	Deed of Trust, Mortgage · Balloon Mortgage KNOCK LENDING LLC
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage SPACE COAST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2022 · Amount on Record
Deed Sale	Jan 11, 2022 · Amount on Record
Prior Sale	Oct 24, 2016 · Amount on Record
Deed Document Number	20225573
Deed Book / Page	6126 / 2392
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2045 PIRIE PL, SAINT CLOUD, FL 34769-5524
Transaction Type	Mortgage
Record Updated	Jun 2, 2022
Title Company	REALTECH TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062150585
Date	May 17, 2022
Book Page	6215/585
Instrument	2022077476

Lender

Name	ROYAL BANK OF CANADA
Type	Bank
Address	NEW YORK, NY 10281

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 11, 2022
Property Address	2045 PIRIE PL, SAINT CLOUD, FL 34769-5524
Document Number	0061262392
Book / Page	6126 / 2392
Map Reference	MB 20 PG 94
Instrument Date	Jan 7, 2022
Instrument	2022005573
Transaction Type	Transfer
Record Updated	Jan 25, 2022
Title Company	REALTECH TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$2,905.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12440 LAKE VIEW LN, 12440, CLERMONT, FL 34711-8555

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 S RIVERSIDE PLZ STE 2000, 2000, CHICAGO, IL 60606-6995
Investor	Possibly a Property Investor

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2045 PIRIE PL, SAINT CLOUD, FL 34769-5524
Transaction Type	Mortgage
Record Updated	Nov 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060701348
Date	Oct 21, 2021
Book Page	6070/1348
Instrument	2021164344

Lender

Name	KNOCK LENDING LLC
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2045 PIRIE PL, SAINT CLOUD, FL 34769-5524
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2045 PINE PLACE ST, CLEARWATER, FL 33769-0001

Mortgage

Document Number	0058010218
Date	Sep 29, 2020
Book Page	5801/218
Instrument	2020129491

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,891.00 (+1.25%)	$384,800 (+9.69%) Land $78,000 Building $306,800	$384,800 (+9.69%) Land $78,000 Building $306,800
2024	$6,806.00 (+7.67%)
2023	$6,321.00 (+14.22%)	$350,800 (+14.3%) Land $65,000 Building $285,800	$350,800 (+14.3%) Land $65,000 Building $285,800
2022	$5,534.00	$306,900 Land $52,000 Building $254,900	$306,900 Land $52,000 Building $254,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

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