2045 Pierce St, Daniel Island (Charleston), SC 29492 Property Records

Berkeley County property record for 2045 Pierce St, Daniel Island, SC 29492

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,048 sqft · built 2004
Lot Size	0.231 acres (10,090 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (Mar 2020)
Tax Bill	$4,086 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`275-11-06-084`

Property Details

APN / Parcel Number

Primary APN	`275-11-06-084`
Alternative APN	`275-00-00-118`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,048 sqft Finished Area
Gross Area	3,649 sqft
1st Floor Area	1,690 sqft
2nd Floor Area	1,358 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Roof Material	Asphalt
Lot Area	10,090 sqft (0.231 acres)
Garage Area	462 sqft
Porch	Slab
Porch Area	413 sqft

Location & Zoning

Street Address	2045 PIERCE ST
City	DANIEL ISLAND
State	SC
Zip	29492-8032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CHARLESTON
Legal Description	ASSESSMENT DISTRICT: 784DANIEL ISLAND (275-11-02 & 03)
Legal Subdivision	DANIEL ISLAND- CENTER PARK
Legal Block	B
Legal Lot Number	B-12
Jurisdiction	BERKELEY SC
Township / Civil Division	WANDO
Census Block Group	3
Census Block	3008
Census Tract	20407

Owner

2045 Pierce St is owned and occupied by an individual who bought it in March 2020.

Source: Berkeley County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	2045 PIERCE ST, DANIEL ISLAND, SC 29492-8032
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Mar 5, 2020	Deed, Transfer · VA Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2020 · Amount on File
Deed Sale	Mar 5, 2020 · Amount on File
Prior Sale	Nov 8, 2004 · Amount on File
Deed Document Number	20208015
Deed Book / Page	3291 / 898
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	2045 PIERCE ST, DANIEL ISLAND, SC 29492-8032
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03668/0627
Date	Jan 28, 2021
Book Page	3668/627
Instrument	2021004118

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Mar 5, 2020
Property Address	2045 PIERCE ST, DANIEL ISLAND, SC 29492-8032
Document Number	03291/0898
Book / Page	3291 / 898
Map Reference	CAB Q SL 136-B
Instrument Date	Mar 2, 2020
Instrument	2020008015
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,035.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2045 PIERCE ST, DANIEL ISLAND, SC 29492-8032

Mortgage

Document Number	2020008016
Date	Mar 5, 2020
Instrument	2020008016

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2045 Pierce St was $4,086 with a homeowner's exemption, up 0.5% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Municipality	Charleston City
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$621,460 (+2,399.94%) Land $196,545 Building $424,915	$822,100 (-) Land $260,000 Building $562,100
2025	$4,086.00 (+0.52%)	$24,859 (-) Land $7,862 Building $16,997	$822,100 (-) Land $260,000 Building $562,100
2024	$4,065.00 Homeowner's exemption	$24,859 Land $7,862 Building $16,997	$822,100 Land $260,000 Building $562,100
2022	$3,728.00 Homeowner's exemption	$21,616 Land $5,600 Building $16,016	$540,400 Land $140,000 Building $400,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2045 Pierce St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 396 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	510 units insured incl. 114 condo units
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2045 Pierce St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000

May also be available: T-Mobile, Xfinity.

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