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  5. NE 308th St

2045 NE 308th St, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 2045 NE 308th St, Okeechobee, FL 34972

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,211 sqft · built 1972
Lot Size0.76 acres (33,106 sqft)
OwnerIndividual Name on Record
Last Sale$120,000 (Dec 2019)
Tax Bill$1,480 (2025)
Deeds & MortgagesJan 2023 Mortgage
Dec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1-11-34-35-0A00-00003-B000

Property Details

APN / Parcel Number

Primary APN1-11-34-35-0A00-00003-B000
Alternative APN
  • R11134350A0000003B000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,211 sqft Living Area
Gross Area1,984 sqft
1st Floor Area1,211 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialConcrete Block/Stucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area33,106 sqft (0.76 acres)
Garage TypeCarport
Garage Area299 sqft
CarportCarport
Carport Area299 sqft
PorchFlorida Room

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2045 NE 308TH ST
CityOKEECHOBEE
StateFL
Zip34972-0328
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA PARCEL IN THE SOUTHEAST ONE-QUARTER OF THE SOUTHWEST ONE-QUARTER (SE 1/4 OF SW 1/4) OF SECTION 11, TOWNSHIP 34 SOUTH, RANGE 35 EAST, BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGIN AT THE NORTHWEST (NW) CORNER OF THE SOUTHEAST ONE-QUARTER OF TH
Legal Range35E
Legal Township34S
Legal Section11
JurisdictionOKEECHOBEE FL
Township / Civil DivisionNORTH OKEECHOBEE
Census Block Group1
Census Block1073
Census Tract910102

Owner

Source: Okeechobee County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2045 NE 308TH ST, OKEECHOBEE, FL 34972-0328
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2023Deed of Trust, Mortgage · FHA Mortgage
MIDFLORIDA CU
Dec 9, 2019Warranty Deed, Transfer
NEIGHBORS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 9, 2019 · Amount on Record
Deed SaleDec 9, 2019 · Amount on Record
Prior SaleMay 19, 2015 · Amount on Record
Deed Document Number201912457
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address2045 NE 308TH ST, OKEECHOBEE, FL 34972-0328
Transaction TypeMortgage
Record UpdatedFeb 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2045 NE 308TH ST, OKEECHOBEE, FL 34972-0328

Mortgage

Document Number0000001266
DateJan 31, 2023
Instrument2023001266
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33801
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2053

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateDec 9, 2019
Property Address2045 NE 308TH ST, OKEECHOBEE, FL 34972-0328
Document Number0000012457
Instrument DateDec 6, 2019
Instrument12457
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyOKEE-TANTIE TITLE COMPANY INC, OKEE-TANTIE TITLE CO INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$840.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2045 NE 308TH ST OKEECHOBEE FL 349720328, OKEECHOBEE, FL 34972-0328

Mortgage

Document Number12458
DateDec 9, 2019
Instrument12458
Lender
NameNEIGHBORS BK
TypeBank
AddressCOLUMBIA, MO 65202
Agreement
AmountAmount Recorded
Term360 Months
DueDec 8, 2049

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,480.00 (+9.79%) Homeowner's exemption$96,626 (+5.99%)$153,203 (+3.32%) Land $29,260 Building $123,943
2023$1,348.00 (+11.59%) Homeowner's exemption$91,168 (+3%)$148,273 (+9.49%) Land $17,556 Building $130,717
2022$1,208.00 Homeowner's exemption$88,513$135,426 Land $11,704 Building $123,722

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 112 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies112 in force
Nearby Flood Claims8 (2004–2022)
Claims Outside the SFHA1 of 8
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 59% of Florida
Wildfire Likelihood0.5% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless		100 / 20
CenturyLink
DSL		60 / 5
T-Mobile
Fixed Wireless		25 / 3

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