2045 N Virginia Dare Trl, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 2045 N Virginia Dare Trl, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,021 sqft · built 1991
Lot Size	0.184 acres (8,000 sqft)
Owner	Company Name on File
Last Sale	$9,270,000 (Sep 2022)
Tax Bill	$10,000 (2026)
Deeds & Mortgages	Jan 2024 Sale Dec 2022 Mortgage + 2 more
Flood Zone	Zone VE (high risk)
APN	`988518302852`

Property Details

APN / Parcel Number

Primary APN	`988518302852`
Alternative APN	`030883000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,021 sqft Finished Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,000 sqft (0.184 acres)
View / Lot	Ocean
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	988518302852
Street Address	2045 N VIRGINIA DARE TRL
City	KILL DEVIL HILLS
State	NC
Zip	27948
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 13 BLK: SEC: PL: 1 SL: 114
Legal Subdivision	MILES CLARK
Legal Lot Number	13
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1009
Census Tract	970200

Owner

2045 N Virginia Dare Trl is owned by a company that bought it in September 2022.

Source: Dare County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	2300 VALLEY DR, ALEXANDRIA, VA 22302-3222
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Warranty Deed, Transfer
Dec 19, 2022	Deed of Trust, Mortgage FONTAIN CAFFE INC
Sep 23, 2022	Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Dec 10, 2020	Warranty Deed, Transfer · Seller Carry-Back LANG TERN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2022 · Amount on File
Deed Sale	Sep 23, 2022 · Amount on File
Prior Sale	Dec 10, 2020 · Amount on File
Deed Document Number	2022700122923
Deed Book / Page	2645 / 353
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Jan 24, 2024
Property Address	2045 N VIRGINIA DARE TRL, KILL DEVIL HILLS, NC 27948
Document Number	002716/923
Book / Page	2716 / 923
Map Reference	MB 1 PG 114
Instrument Date	Jan 23, 2024
Instrument	700136103
Transaction Type	Transfer
Record Updated	Feb 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2300 VALLEY DR, ALEXANDRIA, VA 22302-3222

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2300 VALLEY DR, ALEXANDRIA, VA 22302-3222

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	2045 N VIRGINIA DARE TRL, KILL DEVIL HILLS, NC 27948
Transaction Type	Mortgage
Record Updated	Dec 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2300 VALLEY DR, ALEXANDRIA, VA 22302-3222

Mortgage

Document Number	002658/932
Date	Dec 19, 2022
Book Page	2658/932
Instrument	700125433

Lender

Name	FONTAIN CAFFE INC
Type	Non-Lending Institution
Address	ALEXANDRIA, VA 22314

Agreement

Amount	Amount on Record
Term	59 Months
Due	Nov 1, 2027

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Sep 23, 2022
Property Address	2045 N VIRGINIA DARE TRL, KILL DEVIL HILLS, NC 27948
Document Number	002645/353
Book / Page	2645 / 353
Map Reference	MB 1 PG 114
Instrument Date	Sep 23, 2022
Instrument	700122923
Transaction Type	Transfer
Record Updated	Oct 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,090.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	215 DEEP WATER WAY, 215, CARROLLTON, VA 23314-2238

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2300 VALLEY DR, ALEXANDRIA, VA 22302-3222

Mortgage

Document Number	0700122924
Date	Sep 23, 2022
Instrument	700122924

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Oct 1, 2029
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	1-Year CMT
Margin	3
Max Rate	11.5%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Dec 10, 2020
Property Address	2045 N VIRGINIA DARE TRL, KILL DEVIL HILLS, NC 27948
Document Number	2445/375
Book / Page	2445 / 375
Map Reference	MB 1 PG 114
Instrument Date	Dec 8, 2020
Instrument	700089037
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,114.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3050 BAY SHORE LN, 3050, SUFFOLK, VA 23435-3187

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21584 DEEP CREEK WA, CARROLLTON, VA 23314

Mortgage

Document Number	700089038
Date	Dec 10, 2020
Instrument	700089038

Lender

Name	LANG TERN
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	60 Months
Due	Dec 10, 2025

Tax Assessment & Valuation

The 2026 property tax bill for 2045 N Virginia Dare Trl was $10,000.

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,000.00	$1,394,900 (-) Land $920,000 Building $474,900	$1,394,900 Land $920,000 Building $474,900
2025	$10,000.00	$1,394,900 Land $920,000 Building $474,900
2023	$6,777.00	$679,752 Land $400,200 Building $279,552
2020			$1,394,900 Land $920,000 Building $474,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2045 N Virginia Dare Trl in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 458 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	490 units insured incl. 32 condo units
Nearby Flood Claims	797 (1981–2019)
Claims Outside the SFHA	298 of 797
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Matthew, Oct 2016 · 59 claims Hurricane Isabel, Sep 2003 · 236 claims Hurricane Dennis, Sep 1999 · 62 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2045 N Virginia Dare Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

4G LTE only, no 5G reported

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