Spotsylvania County property record for 2045 Mount Olive Rd, Beaverdam, VA 23015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,976 sqft · built 1995 |
| Lot Size | 5.07 acres (220,849 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,862 (2026) |
| Deeds & Mortgages | Nov 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 86-4-16 |
| Primary APN | 86-4-16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,976 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 220,849 sqft (5.07 acres) |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Porch |
| Porch Area | 160 sqft |
| Deck Area | 234 sqft |
| Patio Area | 394 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2045 MOUNT OLIVE RD |
|---|---|
| City | BEAVERDAM |
| State | VA |
| Zip | 23015-9519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A3 - AGRIC |
| Legal Description | OLDBRIDGE HILLS LOT 16 |
| Legal Subdivision | OLDBRIDGE HILLS |
| Legal Lot Number | 16 |
| Jurisdiction | SPOTSYLVANIA VA |
| Township / Civil Division | BERKELEY |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 20404 |
Source: Spotsylvania County records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2045 MOUNT OLIVE RD, BEAVERDAM, VA 23015-9519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Property Address | 2045 MOUNT OLIVE RD, BEAVERDAM, VA 23015-9519 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0210032929 |
|---|---|
| Date | Nov 5, 2021 |
| Instrument | 210032929 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.88% |
Source: Spotsylvania County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Spotsylvania County |
| Unified School District | Spotsylvania County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,862.00 (+17.25%) | $252,600 (+22.74%) Land $78,200 Building $174,400 | |
| 2025 | $252,600 (+22.74%) Land $78,200 Building $174,400 | ||
| 2023 | $1,588.00 | $205,800 Land $50,500 Building $155,300 | $205,800 Land $50,500 Building $155,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| iWiSP Fixed Wireless | 10 / 1 |
May also be available: T-Mobile.
4G LTE (outdoors only), no 5G reported
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