2045 Montclair Dr, Roanoke, VA 24019 Property Records

Roanoke County property record for 2045 Montclair Dr, Roanoke, VA 24019

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,081 sqft · built 1975
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$187,000 (Sep 2018)
Tax Bill	$2,933 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`036.19-02-14`

Property Details

APN / Parcel Number

Primary APN	`036.19-02-14`
Alternative APNs	`000010251` `03619 214`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,081 sqft Finished Area
Gross Area	2,777 sqft
1st Floor Area	1,302 sqft
Basement Area	779 sqft
Unfinished Basement	420 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Split Foyer
Exterior Material	Combination
Roof Type	Gable
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)
Deck Area	216 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	000010251
Street Address	2045 MONTCLAIR DR
City	ROANOKE
State	VA
Zip	24019-3336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 1 BLK 1 MONTCLAIR FOREST
Legal Subdivision	MONTCLAIR EST. III
Legal Block	1
Legal Lot Number	1
Jurisdiction	ROANOKE VA
Township / Civil Division	CATAWBA
Census Block Group	1
Census Block	1006
Census Tract	30201

Owner

2045 Montclair Dr is owned and occupied by an individual who bought it in September 2018.

Source: Roanoke County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2045 MONTCLAIR DR, ROANOKE, VA 24019-3336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 12, 2019	Deed of Trust, Mortgage QUICKEN LNS
Sep 4, 2018	Grant Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2018 · Amount on File
Deed Sale	Sep 4, 2018 · Amount on File
Deed Document Number	20188669
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANOKE VA
Property Address	2045 MONTCLAIR DR, ROANOKE, VA 24019-3336
Transaction Type	Mortgage
Record Updated	Jul 21, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9841
Date	Jul 9, 2021
Instrument	202109841

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANOKE VA
Property Address	2045 MONTCLAIR DR, ROANOKE, VA 24019-3336
Document Number	0000011479
Instrument Date	Nov 12, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2045 MONTCLAIR DR ROANOKE VA 240193336, ROANOKE, VA 24019-3336

Mortgage

Document Number	0000011479
Date	Nov 20, 2019
Instrument	11479

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2049

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROANOKE VA
Recording Date	Sep 4, 2018
Property Address	2045 MONTCLAIR DR, ROANOKE, VA 24019-3336
Document Number	0000008669
Instrument Date	Aug 30, 2018
Instrument	8669
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2045 MONTCLAIR DR ROANOKE VA 240193336, ROANOKE, VA 24019-3336

Mortgage

Document Number	8670
Date	Sep 4, 2018
Instrument	8670

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 3, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 2045 Montclair Dr was $2,933.

Source: Roanoke County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Roanoke County
Unified School District	Roanoke County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,933.00	$284,800 Land $49,000 Building $235,800	$284,800 Land $49,000 Building $235,800
2023	$2,369.00	$223,500 Land $39,000 Building $184,500	$223,500 Land $39,000 Building $184,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2045 Montclair Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	9 (1978–2023)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Apr 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2045 Montclair Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Xfinity.

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