2045 Mayflower Dr, Silver Spring, MD 20905 Property Records

Montgomery County property record for 2045 Mayflower Dr, Silver Spring, MD 20905

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,003 sqft · built 1987
Lot Size	0.918 acres (40,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,588 (2025)
Deeds & Mortgages	Aug 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-02578224`

Property Details

APN / Parcel Number

Primary APN	`05-02578224`
Alternative APN	`02578224`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,003 sqft Living Area
Gross Area	2,578 sqft
1st Floor Area	2,003 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	40,000 sqft (0.918 acres)
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Deck Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02578224
Street Address	2045 MAYFLOWER DR
City	SILVER SPRING
State	MD
Zip	20905-5564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	MAYDALE
Legal Subdivision	MAYDALE
Legal Block	F
Legal Lot Number	13
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	2
Census Block	2005
Census Tract	701408

Owner

Source: Montgomery County records · APN 05-02578224

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2045 MAYFLOWER DR, SILVER SPRING, MD 20905-5564
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	2045 MAYFLOWER DR, SILVER SPRING, MD 20905-5564
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	PRONATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2045 MAYFLOWER DR, SILVER SPRING, MD 20905-5564

Mortgage

Document Number	0661320178
Date	Aug 11, 2022
Book Page	66132/178

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	735 Months
Due	Nov 16, 2083

Interest

Rate Type	Adjustable Rate
Rate	2.72%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 01, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.72%

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$601,800 (+4.98%) Land $312,800 Building $289,000	$601,800 (-) Land $312,800 Building $289,000
2025	$6,588.00 (+20.04%)	$573,233 (+11.07%)	$601,800 (+16.61%) Land $312,800 Building $289,000
2023		$516,100 Land $312,800 Building $203,300	$516,100 Land $312,800 Building $203,300
2022	$5,488.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · other causes

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Based on FCC filings for 194 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.