Pinellas County property record for 2045 Los Lomas Dr, Clearwater, FL 33763
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,008 sqft · built 1974 |
| Lot Size | 0.074 acres (3,206 sqft) |
| Owner | Individual Name on File |
| Last Sale | $295,000 (Sep 2023) |
| Tax Bill | $3,583 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-743-9182-2 |
| Primary APN | C62-000-743-9182-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Gross Area | 1,323 sqft |
| 1st Floor Area | 1,008 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 3,206 sqft (0.074 acres) |
| Lot Dimensions | 80 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 51 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R3653 |
|---|---|
| Street Address | 2045 LOS LOMAS DR |
| City | CLEARWATER |
| State | FL |
| Zip | 33763-4119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VALENCIA PARK UNIT 3 LOT 188 |
| Legal Range | 15E |
| Legal Township | 29S |
| Legal Section | 1 |
| Legal Subdivision | VALENCIA PARK UNIT 3 |
| Legal Tract | 93629 |
| Legal Lot Number | 188 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 26705 |
2045 Los Lomas Dr is owned and occupied by an individual who bought it in September 2023.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2045 LOS LOMAS DR, CLEARWATER, FL 33763-4119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2023 · Amount on File |
| Deed Sale | Sep 6, 2023 · Amount on File |
| Prior Sale | Oct 19, 2016 · Amount on File |
| Deed Document Number | 2023229170 |
| Deed Book / Page | 22555 / 720 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Sep 6, 2023 |
| Property Address | 2045 LOS LOMAS DR, CLEARWATER, FL 33763-4119 |
| Document Number | 0225550720 |
| Book / Page | 22555 / 720 |
| Map Reference | MB 70 PG 82 |
| Instrument Date | Aug 30, 2023 |
| Instrument | 2023229170 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2023 |
| Title Company | COASTAL KEY TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,065.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3948 MIMOSA PLPI, PALM HARBOR, FL 34685 |
| Name | Verified Name |
|---|---|
| Address | 2045 LOS LOMAS DR, CLEARWATER, FL 33763-4119 |
| Document Number | 0022555722 |
|---|---|
| Date | Sep 6, 2023 |
| Instrument | 22555/722 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Number | 0225550743 |
|---|---|
| Date | Sep 6, 2023 |
| Book Page | 22555/743 |
| Instrument | 2023229172 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 2045 Los Lomas Dr was $3,583 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Clearwater City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,583.00 Homeowner's exemption | $227,515 Land $35,517 Building $191,998 | $227,515 Land $35,517 Building $191,998 |
| 2023 | $3,264.00 (+13.49%) | $208,054 (+21.73%) | $208,054 (+21.73%) Land $60,731 Building $147,323 |
| 2022 | $2,876.00 | $170,910 | $170,910 Land $61,031 Building $109,879 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2045 Los Lomas Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2045 Los Lomas Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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