Berks County property record for 2045 Lorraine Rd, Reading, PA 19604
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,786 sqft · built 1957 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $262,000 (Aug 2024) |
| Tax Bill | $2,865 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Aug 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5318-19-51-5392 |
| Primary APN | 5318-19-51-5392 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,786 sqft Living Area |
| Gross Area | 2,170 sqft |
| 1st Floor Area | 1,786 sqft |
| Basement Area | 384 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| View / Lot | Neighborhood |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 17474125 |
|---|---|
| Street Address | 2045 LORRAINE RD |
| City | READING |
| State | PA |
| Zip | 19604-1420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 51 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | LOWER ALSACE |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 12300 |
2045 Lorraine Rd is owned and occupied by an individual who bought it in August 2024.
Source: Berks County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2045 LORRAINE RD, READING, PA 19604-1420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Aug 2, 2024 | Deed, Transfer · VA Mortgage HOMESALE MORTGAGE LLC |
| Oct 19, 2019 | Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LNDG |
| Jan 26, 2019 | Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2024 · Amount on File |
| Deed Sale | Aug 2, 2024 · Amount on File |
| Prior Sale | Jul 14, 2014 · Amount on File |
| Deed Document Number | 202422741 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | May 5, 2026 |
| Property Address | 2045 LORRAINE RD, READING, PA 19604-1420 |
| Document Number | 0000013784 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 202613784 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 2045 LORRAINE RD, READING, PA 19604-1420 |
| Document Number | 0000013784, |
|---|---|
| Date | May 5, 2026 |
| Instrument | 202613784 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Aug 2, 2024 |
| Property Address | 2045 LORRAINE RD, READING, PA 19604-1420 |
| Document Number | 0000022741 |
| Instrument Date | May 13, 2024 |
| Instrument | 2024022741 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2026 |
| Title Company | KEYSTONE TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,310.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000022742 |
|---|---|
| Date | Aug 2, 2024 |
| Instrument | 2024022742 |
| Name | HOMESALE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jun 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 2045 LORRAINE RD, READING, PA 19604-1420 |
| Document Number | 0000038533 |
| Instrument Date | Oct 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC BREA |
| Name | Verified Name |
|---|---|
| Address | 2045 LORRAINE RD READING PA 196041420, READING, PA 19604-1420 |
| Document Number | 0000038533 |
|---|---|
| Date | Nov 6, 2019 |
| Instrument | 38533 |
| Name | SOVEREIGN LNDG |
|---|---|
| Address | COSTA MESA, CA 92626 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 5, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 2045 LORRAINE RD, READING, PA 19604-1420 |
| Document Number | 0000003459 |
| Instrument Date | Jan 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2019 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Address | 2045 LORRAINE RD READING PA 196041420, READING, PA 19604-1420 |
| Document Number | 0000003459 |
|---|---|
| Date | Feb 1, 2019 |
| Instrument | 3459 |
| Name | SOVEREIGN LNDG |
|---|---|
| Address | COSTA MESA, CA 92626 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 31, 2049 |
The 2026 property tax bill for 2045 Lorraine Rd was $2,865, up 4% from the year before.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Lower Alsace Township |
| Unified School District | Antietam School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,865.00 (+4.03%) | $101,500 (-) Land $35,000 Building $66,500 | $35,000 (-) Land $35,000 |
| 2025 | $2,754.00 (+2.49%) | $101,500 (-) Land $35,000 Building $66,500 | $35,000 Land $35,000 |
| 2024 | $2,687.00 | $101,500 Land $35,000 Building $66,500 | |
| 1994 | $101,500 Land $35,000 Building $66,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2045 Lorraine Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 7 (2018–2023) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2045 Lorraine Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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