Roanoke City property record for 2045 Laura Rd NW, Roanoke, VA 24017
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,077 sqft · built 1956 |
| Lot Size | 0.375 acres (16,370 sqft) |
| Owner | Individual Name on File |
| Last Sale | $107,000 (May 2019) |
| Tax Bill | $2,928 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 614-1307 |
| Primary APN | 614-1307 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,077 sqft Finished Area |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,370 sqft (0.375 acres) |
| Lot Dimensions | 175 ft deep x 70 ft wide |
| Porch | Porch |
| Porch Area | 261 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 2045 LAURA RD NW |
|---|---|
| City | ROANOKE |
| State | VA |
| Zip | 24017-1527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-7 |
| Legal Description | LOT 7 BLK 6 SEC 1 NORTH NORWOOD |
| Legal Subdivision | #RTH #RWOOD SEC 1 |
| Legal Block | 6 |
| Legal Lot Number | 7 |
| Jurisdiction | ROANOKE CITY VA |
| Township / Civil Division | ROANOKE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 2302 |
2045 Laura Rd NW is owned and occupied by an individual who bought it in May 2019.
Source: Roanoke City records, as of March 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2045 LAURA RD NW, ROANOKE, VA 24017-1527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 18, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST BANK |
| Mar 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BLUE EAGLE CU |
| Apr 21, 2021 | Deed of Trust, Mortgage · Line of Credit BLUE EAGLE CU |
| May 2, 2019 | Deed, Transfer · FHA Mortgage OVM FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2019 · Amount on File |
| Deed Sale | May 2, 2019 · Amount on File |
| Deed Document Number | 190004080 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROANOKE CITY VA |
| Recording Date | Aug 18, 2026 |
| Property Address | 2045 LAURA RD NW, ROANOKE, VA 24017-1527 |
| Document Number | 0000008055 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 20268055 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2045 LAURA RD NW, ROANOKE, VA 24017-1527 |
| Document Number | 0000008055, |
|---|---|
| Date | Aug 18, 2026 |
| Instrument | 20268055 |
| Name | FIRST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROANOKE CITY VA |
| Property Address | 2045 LAURA RD NW, ROANOKE, VA 24017-1527 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000003822 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 210003822 |
| Name | BLUE EAGLE CU |
|---|---|
| Type | Credit Union |
| Address | ROANOKE, VA 24018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROANOKE CITY VA |
| Property Address | 2045 LAURA RD NW, ROANOKE, VA 24017-1527 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2021 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE & SETTLEMENT |
| Name | Verified Name |
|---|
| Document Number | 0000004913 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 210004913 |
| Name | BLUE EAGLE CU |
|---|---|
| Type | Credit Union |
| Address | ROANOKE, VA 24018 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Apr 20, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROANOKE CITY VA |
| Recording Date | May 2, 2019 |
| Property Address | 2045 LAURA RD NW, ROANOKE, VA 24017-1527 |
| Document Number | 0000004080 |
| Map Reference | MB 3 PG 164 |
| Instrument Date | Apr 18, 2019 |
| Instrument | 190004080 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Title Company | VIRGINIA TITLE CENTER |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $114.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 2045 LAURA RD NW, ROANOKE, VA 24017-1527 |
| Document Number | 0000004081 |
|---|---|
| Date | May 2, 2019 |
| Instrument | 190004081 |
| Name | OVM FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Number | 0000004082 |
|---|---|
| Date | May 2, 2019 |
| Instrument | 190004082 |
| Name | OVM FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | CHESAPEAKE, VA 23320 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
The 2026 property tax bill for 2045 Laura Rd NW was $2,928.
Source: Roanoke City assessment roll, as of January 1, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Roanoke City |
| Unified School District | Roanoke City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,928.00 | $240,000 Land $37,700 Building $202,300 | $240,000 Land $37,700 Building $202,300 |
| 2023 | $2,202.00 | $180,500 Land $28,900 Building $151,600 | $180,500 Land $28,900 Building $151,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2045 Laura Rd NW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 36 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 11 (2004–2025) |
| Claims Outside the SFHA | 3 of 11 |
| Most Recent Claim | Feb 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2045 Laura Rd NW is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.4% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Cox Communications Fiber · Cable in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures