2045 Lafitte Ct, Union, KY 41091 Property Records

Boone County property record for 2045 Lafitte Ct, Union, KY 41091

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 2003
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Jan 2021)
Tax Bill	$1,781 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051.00-06-298.00`

Property Details

APN / Parcel Number

Primary APN	`051.00-06-298.00`
Alternative APN	`14652`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,152 sqft Finished Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2045 LAFITTE CT
City	UNION
State	KY
Zip	41091-7432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 298 SEC 7 ORLEANS NORTH
Legal Subdivision	ORLEANS NORTH
Legal Lot Number	298
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2008
Census Tract	70318

Owner

2045 Lafitte Ct is owned and occupied by an individual who bought it in January 2021.

Source: Boone County records, as of November 24, 2025

Owner of Record	Individual Name on File
Mailing Address	2045 LAFITTE CT, UNION, KY 41091-7432
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) LEXINGTON-FAYETTE URBAN COUNTY GOV
Jan 25, 2021	Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2021 · Amount on File
Deed Sale	Jan 25, 2021 · Amount on File
Deed Document Number	2021824434
Deed Book / Page	1159 / 300
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	2045 LAFITTE CT, UNION, KY 41091-7432
Transaction Type	Mortgage
Record Updated	Feb 8, 2021
Title Company	PRIORITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2045 LAFITTE CT, UNION, KY 41091-7432

Mortgage

Document Number	M4404/790
Date	Jan 25, 2021
Book Page	M4404/790
Instrument	824436

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Jan 25, 2021
Property Address	2045 LAFITTE CT, UNION, KY 41091-7432
Document Number	D1159/300
Book / Page	D1159 / 300
Map Reference	CAB 4 SL 314
Instrument Date	Oct 30, 2020
Instrument	824434
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	PRIORITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2045 LAFITTE CT, 2045, UNION, KY 41091-7432

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2045 LAFITTE CT, UNION, KY 41091-7432

Mortgage

Document Number	824435
Date	Jan 25, 2021
Instrument	824435

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2045 Lafitte Ct was $1,781.

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Municipality	Florence City
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,781.00	$185,000 Land $30,000 Building $155,000
2024			$185,000 (-) Land $30,000 Building $155,000
2023	$1,819.00 (+3.76%)	$185,000 (-) Land $30,000 Building $155,000	$185,000 (-) Land $30,000 Building $155,000
2022	$1,753.00	$185,000 Land $30,000 Building $155,000	$185,000 Land $30,000 Building $155,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2045 Lafitte Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2045 Lafitte Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORENCE WATER & SEWER serves 29,351 people · EPA ID KY0080135
Water Source	Purchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State Inspection	Mar 2024
Also Mapped Here	BOONE CO WATER & SEWER DISTRICT
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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