Lake County property record for 2045 Kipling Ct, Highland Park, IL 60035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 5,600 sqft · built 1977 |
| Lot Size | 1.03 acres (44,986 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,260,000 (May 2026) |
| Tax Bill | $24,424 (2025) |
| Deeds & Mortgages | Aug 2026 Transfer Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-21-110-004 |
| Primary APN | 16-21-110-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 5,600 sqft Living Area |
| Gross Area | 7,512 sqft |
| 1st Floor Area | 2,800 sqft |
| 2nd Floor Area | 2,800 sqft |
| Upper Floors Area | 2,800 sqft |
| Basement Area | 1,192 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 44,986 sqft (1.03 acres) |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2045 KIPLING CT |
|---|---|
| City | HIGHLAND PARK |
| State | IL |
| Zip | 60035-1618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGH RIDGE ACRES UNIT 2 LOT 31 BLOCK C |
| Legal Subdivision | HIGH RIDGE ACRES UNIT 2 |
| Legal Block | C |
| Legal Lot Number | 31 |
| Legal Unit | 2 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WEST DEERFIELD |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 864700 |
2045 Kipling Ct is owner-occupied and held in a trust since July 2026.
Source: Lake County records, as of September 1, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2045 KIPLING CT, HIGHLAND PARK, IL 60035-1618 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| May 6, 2026 | Administrator's Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK N A |
| Aug 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2026 · Amount on File |
| Deed Sale | May 6, 2026 · Amount on File |
| Prior Sale | Dec 9, 2011 · Amount on File |
| Deed Document Number | 20268167433 |
| Last Transfer Date | Jul 7, 2026 |
| Transfer Doc | 0008189237 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Aug 19, 2026 |
| Property Address | 2045 KIPLING CT, HIGHLAND PARK, IL 60035-1618 |
| Document Number | 0008189237 |
| Instrument Date | Jul 7, 2026 |
| Instrument | 20268189237 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 2045 KIPLING CT, HIGHLAND PARK, IL 60035-1618 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 2045 KIPLING CT, HIGHLAND PARK, IL 60035-1618 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0007816007 |
|---|---|
| Date | Aug 9, 2021 |
| Instrument | 7816007 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Aug 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.87% |
| Index | Other |
| Max Rate | 7.87% |
| Document Type | Administrator's Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | May 6, 2026 |
| Property Address | 2045 KIPLING CT, HIGHLAND PARK, IL 60035-1618 |
| Document Number | 0008167433 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 2026.8167433 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1450 W WRIGHTWOOD AVE, CHICAGO, IL 60614-1122 |
| Document Number | 0008167434, |
|---|---|
| Date | May 6, 2026 |
| Instrument | 2026.8167434 |
| Name | JPMORGAN CHASE BANK N A |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 2045 KIPLING CT, HIGHLAND PARK, IL 60035-1618 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0007684673 |
|---|---|
| Date | Aug 17, 2020 |
| Instrument | 7684673 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
The 2025 property tax bill for 2045 Kipling Ct was $24,424 with exemptions applied, up 1.4% from the year before.
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | West Deerfield Township |
| Municipality | Highland Park City |
| Elementary School District | North Shore School District 112 (PK - 08) |
| Secondary School District | Township High School District 113 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24,424.00 (+1.4%) | $309,846 Land $90,134 Building $219,712 | $929,631 Land $270,429 Building $659,202 |
| 2024 | $24,087.00 (-4.4%) | ||
| 2023 | $25,195.00 (+8.8%) | $283,630 (-0.94%) Land $82,508 Building $201,122 | $850,975 (-0.94%) Land $247,549 Building $603,426 |
| 2022 | $23,158.00 | $286,308 Land $118,534 Building $167,774 | $859,010 Land $355,638 Building $503,372 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2045 Kipling Ct in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 12 (1980–2022) |
| Claims Outside the SFHA | 4 of 12 |
| Most Recent Claim | Jul 2022 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2045 Kipling Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIGHLAND PARK serves 30,176 people · EPA ID IL0970500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 11 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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