2045 Janet Cir, Oceanside, CA 92054 Property Records

San Diego County property record for 2045 Janet Cir, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,209 sqft · built 1975
Lot Size	0.349 acres (15,200 sqft)
Owner	2 Trust Names on File
Last Sale	$255,000 (Jun 1990)
Tax Bill	$3,041 (2025)
Deeds & Mortgages	May 2024 Transfer May 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`151-200-32-00`

Property Details

APN / Parcel Number

Primary APN	`151-200-32-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,209 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	15,200 sqft (0.349 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2045 JANET CIR
City	OCEANSIDE
State	CA
Zip	92054-6120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 12 TR 007782
Legal Subdivision	FIRE MOUNTAIN ESTATES
Legal Tract	007782
Legal Block	3
Legal Lot Number	12
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3008
Census Tract	18504

Owner

2045 Janet Cir is owner-occupied and held in a trust since March 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2045 JANET CIR, OCEANSIDE, CA 92054-6120
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2024	Intrafamily Transfer, Transfer
May 6, 2024	Intrafamily Transfer, Transfer
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FRONTWAVE CU
Mar 9, 2020	Deed of Trust, Mortgage · Line of Credit FRONTWAVE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 1990 · Amount on File
Deed Sale	Jun 5, 1990 · Amount on File
Prior Sale	Sep 27, 1985 · Amount on File
Deed Document Number	1990303147
Last Transfer Date	Mar 25, 2024
Transfer Doc	0000113205
Record Updated	Sep 20, 2026

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 6, 2024
Property Address	2045 JANET CIR, OCEANSIDE, CA 92054-6120
Document Number	0000113205
Map Reference	MAP 7782
Instrument Date	Mar 25, 2024
Instrument	2024-0113205
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2045 JANET CIR, OCEANSIDE, CA 92054-6120

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 6, 2024
Property Address	2045 JANET CIR, OCEANSIDE, CA 92054-6120
Document Number	0000113206
Map Reference	MAP 7782
Instrument Date	Mar 25, 2024
Instrument	2024-0113206
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2045 JANET CIR, OCEANSIDE, CA 92054-6120

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2045 JANET CIR, OCEANSIDE, CA 92054-6120
Document Number	0000407225
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 5, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2045 JANET CIR OCEANSIDE CA 920546120, OCEANSIDE, CA 92054-6120

Mortgage

Document Number	0000407225
Date	Jul 27, 2020
Instrument	407225

Lender

Name	FRONTWAVE CU
Address	OCEANSIDE, CA 92056

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jul 26, 2045

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2045 JANET CIR, OCEANSIDE, CA 92054-6120
Document Number	0000136270
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	Apr 7, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2045 JANET CIR OCEANSIDE CA 920546120, OCEANSIDE, CA 92054-6120

Mortgage

Document Number	0000136270
Date	Mar 17, 2020
Instrument	136270

Lender

Name	FRONTWAVE CU
Address	OCEANSIDE, CA 92056

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 16, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2045 Janet Cir was $3,041 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$279,963 (+2%) Land $135,740 Building $144,223
2025	$3,041.00 Homeowner's exemption	$274,475 Land $133,079 Building $141,396
2023	$2,888.00 (+1.58%) Homeowner's exemption	$263,818 Land $127,912 Building $135,906
2022	$2,843.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2045 Janet Cir in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1978–1998)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2045 Janet Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

Nearby Properties on Janet Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures