Osceola County property record for 2045 Jan Lan Blvd, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,778 sqft · built 1998 |
| Lot Size | 0.588 acres (25,613 sqft) |
| Owner | Individual Name on File |
| Last Sale | $187,500 (Oct 2023) |
| Tax Bill | $6,188 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Oct 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-26-31-3374-0001-0150 |
| Primary APN | 07-26-31-3374-0001-0150 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,778 sqft Living Area |
| Gross Area | 2,620 sqft |
| 1st Floor Area | 1,778 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 25,613 sqft (0.588 acres) |
| Lot Dimensions | 184 ft deep x 133 ft wide |
| Garage Type | Attached |
| Garage Area | 424 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 420 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 418 sqft |
| Deck Area | 512 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2045 JAN LAN BLVD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8862 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ORS1 |
| Legal Description | HICKORY HOLLOW UNIT 3 PB 8 PG 32-33 LOT 15 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 07 |
| Legal Subdivision | HICKORY HOLLOW UNIT 3 |
| Legal Tract | 3374 |
| Legal Block | 150 |
| Legal Lot Number | 15 |
| Legal Unit | 3P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 43301 |
Source: Osceola County records · APN 07-26-31-3374-0001-0150
Assessment roll updated November 26, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5155 BULLIS RD, SAINT CLOUD, FL 34772-7512 |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Dec 02, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWINDS CU |
| Oct 16, 2023 | Warranty Deed, Transfer LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC |
| Oct 16, 2023 | Warranty Deed, Transfer · Conventional Mortgage FAIRWINDS CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 16, 2023 · Amount on Record |
| Deed Sale | Oct 16, 2023 · Amount on Record |
| Prior Sale | Oct 16, 2023 · Amount on Record |
| Deed Document Number | 2023135537 |
| Deed Book / Page | 6489 / 2542 |
| Prior Transfer Date | Oct 13, 2023 |
| Prior Transfer Doc | 0000135535 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2045 JAN LAN BLVD, SAINT CLOUD, FL 34772-8862 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 5155 BULLIS RD, SAINT CLOUD, FL 34772-7512 |
| Document Number | 0068870305 |
|---|---|
| Date | Dec 02, 2025 |
| Book Page | 6887/305 |
| Instrument | 2025146825 |
| Name | FAIRWINDS CU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32826 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 16, 2023 |
| Property Address | 2045 JAN LAN BLVD, SAINT CLOUD, FL 34772-8862 |
| Document Number | 0064892542 |
| Book / Page | 6489 / 2542 |
| Map Reference | MB 8 PG 32&33 |
| Instrument Date | Oct 13, 2023 |
| Instrument | 2023135537 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2023 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3640 HIELD RD, MELBOURNE, FL 32904-9550 |
| Name | Verified Name |
|---|---|
| Address | 5155 BULLIS RD, SAINT CLOUD, FL 34772-7512 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 16, 2023 |
| Property Address | 2045 JAN LAN BLVD, SAINT CLOUD, FL 34772-8862 |
| Document Number | 0064892540 |
| Book / Page | 6489 / 2540 |
| Map Reference | MB 8 PG 32&33 |
| Instrument Date | Oct 13, 2023 |
| Instrument | 2023135536 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2023 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,312.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11218 PORT ROYAL DR, PAPILLION, NE 68046-8054 |
| Name | Verified Name |
|---|---|
| Address | 5155 BULLIS RD, SAINT CLOUD, FL 34772-7512 |
| Document Number | 0064892544 |
|---|---|
| Date | Oct 16, 2023 |
| Instrument | 6489/2544 |
| Name | FAIRWINDS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,188.00 (+2.1%) | $366,700 (+155.89%) Land $65,000 Building $301,700 | $366,700 (+2.14%) Land $65,000 Building $301,700 |
| 2024 | $6,061.00 (+151.29%) | ||
| 2023 | $2,412.00 (+4.46%) Homeowner's exemption | $143,306 (+3%) | $359,000 (+36.81%) Land $65,000 Building $294,000 |
| 2022 | $2,309.00 Homeowner's exemption | $139,133 | $262,400 Land $55,000 Building $207,400 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 173 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 173 in force |
| Nearby Flood Claims | 14 (1987–2022) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Moderate above 57% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 2,000 / 1,000 |
| Spectrum Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Xfinity.
Based on FCC filings for 97 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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