2045 Grove Bluff Rd, Saint Johns, FL 32259 Property Records

St. Johns County property record for 2045 Grove Bluff Rd, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,962 sqft · built 2004
Lot Size	0.93 acres (40,510 sqft)
Owner	Company Name on File
Tax Bill	$4,701 (2025)
Deeds & Mortgages	May 2021 Mortgage Nov 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`002506-0010`

Property Details

APN / Parcel Number

Primary APN	`002506-0010`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,962 sqft Living Area
Gross Area	4,199 sqft
1st Floor Area	2,962 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	40,510 sqft (0.93 acres)
Lot Dimensions	200 ft deep x 175 ft wide
Garage Type	Attached
Garage Area	840 sqft
Porch	Finished Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2045 GROVE BLUFF RD
City	SAINT JOHNS
State	FL
Zip	32259-9247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF LOUISA FATIO TRACT OF FATIO GRANT TRACT 1 OF UT 3 SWITZERLAND GROVES UNREC PLAT
Legal Range	26
Legal Township	05
Legal Section	44
Legal Subdivision	SWITZERLAND GROVES UNIT 3 UNPLATTED
Legal Tract	1
Legal Block	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	2
Census Block	2007
Census Tract	20803

Owner

2045 Grove Bluff Rd, a single family home, is owned by a company.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	Company Name on File
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK NA
Nov 5, 2021	Deed of Trust, Mortgage · Line of Credit VYSTAR CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	SAINT JOHNS, FL 32259
Transaction Type	Mortgage
Record Updated	Dec 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2045 GROVE BLUFF RD, SAINT JOHNS, FL 32259-9247

Mortgage

Document Number	0052550798
Date	May 4, 2021
Book Page	5255/798
Instrument	2021049635

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	SAINT JOHNS, FL 32259
Transaction Type	Mortgage
Record Updated	Dec 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2045 GROVE BLUFF RD, JACKSONVILLE, FL 32259-9247

Mortgage

Document Number	0054140079
Date	Nov 5, 2021
Book Page	5414/79
Instrument	2021121037

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 1, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2045 Grove Bluff Rd was $4,701, up 12.4% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$372,854	$593,414 Land $125,000 Building $468,414
2025	$4,701.00 (+12.38%)
2024	$4,183.00 (+2.42%)
2023	$4,084.00 (+2.85%)
2022	$3,971.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2045 Grove Bluff Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 56 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	56 in force
Nearby Flood Claims	8 (1996–2017)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2045 Grove Bluff Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, IQ Fiber.

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