2045 Grafton Rd, Elyria, OH 44035 Property Records

Lorain County property record for 2045 Grafton Rd, Elyria, OH 44035

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,670 sqft · built 1948
Lot Size0.39 acres (16,988 sqft)
OwnerIndividual Name on File
Last Sale$77,000 (Nov 1996)
Tax Bill$2,610 (2025)
Deeds & MortgagesAug 2023 Mortgage
Jul 2023 Transfer
Flood ZoneZone X (minimal risk)
APN10-00-006-111-012

Property Details

APN / Parcel Number

Primary APN10-00-006-111-012

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,670 sqft Living Area
Gross Area1,706 sqft
1st Floor Area800 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1980
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area16,988 sqft (0.39 acres)
Lot Dimensions335 ft deep x 51 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchEnclosed Frame Porch
Porch Area72 sqft
Patio Area70 sqft
Canopy70 sqft
Pole Barn720 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address2045 GRAFTON RD
CityELYRIA
StateOH
Zip44035-8352
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description51.08 X 999.57
Legal SubdivisionCARLISLE SEC 06
Legal Block111
JurisdictionLORAIN OH
Township / Civil DivisionCARLISLE
Census Block Group1
Census Block1032
Census Tract71300

Owner

Source: Lorain County assessment roll, as of May 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 1, 2023Deed of Trust, Mortgage · SBA Mortgage
FIFTH THIRD BANK NA
Jul 14, 2023Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 6, 1996 · Amount on Record
Deed SaleNov 6, 1996 · Amount on Record
Last Transfer DateJul 13, 2023
Transfer Doc0000922227
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address2045 GRAFTON RD, ELYRIA, OH 44035-8352
Transaction TypeMortgage
Record UpdatedJun 2, 2026
Title CompanyLORAIN COUNTY RECORDER

Transferred To (Grantee/Buyer)

NameVerified Name
Address2045 GRAFTON RD, ELYRIA, OH 44035-8352

Mortgage

Document Number0000924117
DateAug 1, 2023
Instrument2023-0924117
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeSBA Mortgage
AmountAmount Recorded

July 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionLORAIN OH
Recording DateJul 14, 2023
Property Address2045 GRAFTON RD, ELYRIA, OH 44035-8352
Document Number0000922227
Instrument DateJul 13, 2023
Instrument2023-0922227
Transaction TypeTransfer
Record UpdatedJun 2, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2045 GRAFTON RD, ELYRIA, OH 44035-8352

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
County SubdivisionCarlisle Township
Unified School DistrictMidview Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,610.00 (-2.36%)$59,460 (+%) Land $11,210 Building $48,250$169,880 (-) Land $32,020 Building $137,860
2024$2,673.00 (+22.33%)$59,458 (+35.55%) Land $11,207 Building $48,251$169,880 (+35.56%) Land $32,020 Building $137,860
2023$2,185.00 (+0.32%)$43,863 (+0.01%) Land $10,812 Building $33,051$125,320 (-) Land $30,890 Building $94,430
2022$2,178.00$43,860 Land $10,810 Building $33,050
2021$125,320 Land $30,890 Building $94,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2011–2021)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 74% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRURAL LORAIN CO. WATER A
serves 73,125 people · EPA ID OH4701803
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Uniti Group
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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