Lexington County property record for 2045 Gibraltar Rd, Cayce, SC 29033
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,170 sqft · built 1960 |
| Lot Size | 0.309 acres (13,468 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $72,100 (Aug 2008) |
| Tax Bill | $706 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 005732-07-002 |
| Primary APN | 005732-07-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,170 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Shingle |
| Lot Area | 13,468 sqft (0.309 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2045 GIBRALTAR RD |
|---|---|
| City | CAYCE |
| State | SC |
| Zip | 29033-1405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS1 |
| Legal Description | CHURCHILL HEIGHTS LOT 8 BLK K |
| Legal Block | K |
| Legal Lot Number | 8 |
| Jurisdiction | LEXINGTON SC |
| Township / Civil Division | WEST COLUMBIA-CAYCE |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 20605 |
Source: Lexington County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2045 GIBRALTAR RD, CAYCE, SC 29033-1405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 15, 2017 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2008 · Amount on Record |
| Deed Sale | Aug 8, 2008 · Amount on Record |
| Deed Document Number | 200841633 |
| Deed Book / Page | 13083 / 284 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 2045 GIBRALTAR RD, CAYCE, SC 29033-1405 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2045 GIBRALTAR RD, CAYCE, SC 29033-1405 |
| Document Number | 2105202660 |
|---|---|
| Date | Apr 12, 2023 |
| Book Page | 21052/2660 |
| Instrument | 2023011986 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 2045 GIBRALTAR RD, CAYCE, SC 29033-1405 |
| Document Number | 1922000312 |
| Book / Page | 019220 / 000312 |
| Instrument Date | May 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2017 |
| Name | Verified Name |
|---|---|
| Address | 2045 GIBRALTAR RD CAYCE SC 290331405, CAYCE, SC 29033-1405 |
| Document Number | 1922000312 |
|---|---|
| Date | May 22, 2017 |
| Book Page | 019220/000312 |
| Instrument | 23803 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 21, 2047 |
Source: Lexington County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lexington County |
| Municipality | Cayce City |
| Unified School District | Lexington School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $706.00 (+10.66%) | ||
| 2024 | $638.00 (+4.93%) | $3,535 (-) Land $720 Building $2,815 | $88,364 (-) Land $18,000 Building $70,364 |
| 2023 | $608.00 | $3,535 Land $720 Building $2,815 | $88,364 Land $18,000 Building $70,364 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 7 (1986–2015) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAYCE serves 17,460 people · EPA ID SC3210003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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