San Luis Obispo County property record for 2045 Ferrell Ave, Los Osos, CA 93402
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 845 sqft · built 1970 |
| Lot Size | 0.095 acres (4,126 sqft) |
| Owner | Company Name on Record |
| Last Sale | $400,000 (May 2005) |
| Tax Bill | $8,552 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Mar 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 074-232-043 |
| Primary APN | 074-232-043 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 845 sqft Living Area |
| 1st Floor Area | 845 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Wood |
| Lot Area | 4,126 sqft (0.095 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Street Address | 2045 FERRELL AVE |
|---|---|
| City | LOS OSOS |
| State | CA |
| Zip | 93402-3224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | SWEET SPR TR LT 11 BL B |
| Legal Subdivision | SWEET SPGS TR |
| Legal Tract | B |
| Legal Block | B |
| Legal Lot Number | 11 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 10707 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2045 FERRELL AVE, LOS OSOS, CA 93402-3224 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Aug 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| May 9, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| May 9, 2018 | Quit Claim Deed, Transfer PLACER TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 16, 2005 · Amount on Record |
| Deed Sale | May 16, 2005 · Amount on Record |
| Prior Sale | Nov 9, 2000 · Amount on Record |
| Deed Document Number | 200539622 |
| Last Transfer Date | May 4, 2018 |
| Transfer Doc | 0000018780 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 2045 FERRELL AVE, LOS OSOS, CA 93402-3224 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2023 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 2045 FERRELL AVE, LOS OSOS, CA 93402-3224 |
| Document Number | 0000057999 |
|---|---|
| Date | Aug 20, 2021 |
| Instrument | 2021057999 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 2045 FERRELL AVE, LOS OSOS, CA 93402-3224 |
| Document Number | 0000013601 |
| Instrument Date | Mar 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2019 |
| Title Company | PUBLIC TITLE COMPANY, PUBLIC TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2045 FERRELL AVE LOS OSOS CA 934023224, LOS OSOS, CA 93402-3224 |
| Document Number | 0000013601 |
|---|---|
| Date | Apr 16, 2019 |
| Instrument | 13601 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | 976 OSOS ST # 207, SAN LUIS OBISPO, CA 93408-1002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | May 9, 2018 |
| Property Address | 2045 FERRELL AVE, LOS OSOS, CA 93402-3224 |
| Document Number | 0000018780 |
| Map Reference | MB3 PG69 |
| Instrument Date | May 4, 2018 |
| Instrument | 2018018780 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | PLACER TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2045 FERRELL AVE, LOS OSOS, CA 93402-3224 |
| Investor | Possibly a Property Investor |
| Document Number | 0000018781 |
|---|---|
| Date | May 9, 2018 |
| Instrument | 2018018781 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | May 9, 2018 |
| Property Address | 2045 FERRELL AVE, LOS OSOS, CA 93402-3224 |
| Document Number | 0000018782 |
| Instrument Date | May 4, 2018 |
| Instrument | 18782 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2018 |
| Title Company | PLACER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2045 FERRELL AVE LOS OSOS CA 934023224, LOS OSOS, CA 93402-3224 |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $568,697 (+2%) Land $355,438 Building $213,259 | |
| 2025 | $8,552.00 (+1.28%) Homeowner's exemption | $557,547 (+4.04%) Land $348,469 Building $209,078 |
| 2024 | $8,444.00 (+1.75%) | |
| 2023 | $8,299.00 (+5.14%) Homeowner's exemption | $535,899 Land $334,939 Building $200,960 |
| 2022 | $7,893.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (1995) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOS OSOS COMMUNITY SERVICES DISTRICT serves 7,086 people · EPA ID CA4010016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, GeoLinks, Ranch Wifi, Surfnet Communications.
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