2045 Engle Ave, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 2045 Engle Ave, Chesapeake, VA 23320

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,580 sqft · built 1974
Lot Size	0.114 acres (4,966 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,969 (2025)
Deeds & Mortgages	Mar 2023 Refinance Jul 2018 Mortgage
APN	`0207001000520`

Property Details

APN / Parcel Number

Primary APN	`0207001000520`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,580 sqft Living Area
1st Floor Area	1,580 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Brick
Construction Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,966 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	41 sqft
Deck Area	1,580 sqft
Patio Area	212 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2045 ENGLE AVE
City	CHESAPEAKE
State	VA
Zip	23320-2412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6: RESIDE
Legal Description	46-48 BLK 81 NORF HGLDS SUB C
Legal Subdivision	NORFOLK HIGHLANDS F, G & H
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1038
Census Tract	20809

Owner

2045 Engle Ave is owned and occupied by two individuals.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2045 ENGLE AVE, CHESAPEAKE, VA 23320-2412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FEDERAL CREDIT UNION
Jul 17, 2018	Deed of Trust, Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2045 ENGLE AVE, CHESAPEAKE, VA 23320-2412
Transaction Type	Mortgage
Record Updated	Mar 23, 2023
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10643/1508
Date	Mar 8, 2023
Book Page	10643/1508
Instrument	230004629

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Fixed Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2045 ENGLE AVE, CHESAPEAKE, VA 23320-2412
Transaction Type	Mortgage
Record Updated	Jun 30, 2022
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009934/620
Date	Jul 17, 2018
Book Page	9934/620
Instrument	180018831

Lender

Name	BANK OF AMERICA NA

Agreement

Amount	Amount on Record
Term	359 Months
Due	Jun 11, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2045 Engle Ave was $2,969.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$309,200 (+5.17%) Land $125,000 Building $184,200	$309,200 (+5.17%) Land $125,000 Building $184,200
2025	$2,969.00	$294,000 Land $115,000 Building $179,000	$294,000 Land $115,000 Building $179,000
2023		$259,200 (+7.46%) Land $100,000 Building $159,200	$259,200 (+7.46%) Land $100,000 Building $159,200
2022		$241,200 Land $95,000 Building $146,200	$241,200 Land $95,000 Building $146,200
2019	$2,042.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2045 Engle Ave; 14 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2045 Engle Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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