2045 Echo Rdg, Edmond, OK 73012 Property Records

Oklahoma County property record for 2045 Echo Rdg, Edmond, OK 73012 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,567 sqft · built 2003
Lot Size	0.144 acres (6,316 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Sep 2018)
Tax Bill	$2,310 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Nov 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-434-1080`

Property Details

APN / Parcel Number

Primary APN	`20-434-1080`
Alternative APNs	`4668-20-434-1080` `R204341080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,567 sqft Living Area
1st Floor Area	1,567 sqft
Laundry Room	Laundry Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,316 sqft (0.144 acres)
Lot Dimensions	115 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	28 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R204341080
Street Address	2045 ECHO RDG
City	EDMOND
State	OK
Zip	73012-3299
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SETTLERS CROSSING NORTH 005 010
Legal Range	03W
Legal Township	14N
Legal Section	17
Legal Quarter	NW
Legal Subdivision	SETTLERS CROSSING NORTH
Legal Block	5
Legal Lot Number	10
Jurisdiction	OKLAHOMA OK
Township / Civil Division	OKLAHOMA CITY NORTHWEST
Census Block Group	1
Census Block	1006
Census Tract	108225

Owner

Source: Oklahoma County records · APN 20-434-1080

Assessment roll updated October 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2045 ECHO RDG, EDMOND, OK 73012-3299
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Nov 18, 2019	Deed of Trust, Mortgage CHURCHILL MTG
Oct 17, 2019	Quit Claim Deed, Transfer AMERICAN EAGLE TITLE GROUP, AMERICAN EAGLE TITLE GRP
Oct 18, 2018	Quit Claim Deed, Transfer AMERICAN EAGLE TITLE GROUP
Sep 10, 2018	Warranty Deed, Transfer · FHA Mortgage 1ST CAPITAL MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 10, 2018 · Amount on Record
Deed Sale	Sep 10, 2018 · Amount on Record
Prior Sale	Oct 18, 2018
Deed Document Number	0011233400
Deed Book / Page	13833 / 0410
Last Transfer Date	Oct 17, 2019
Transfer Doc	0141601363
Record Updated	Jun 08, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	2045 ECHO RDG, EDMOND, OK 73012-3299
Transaction Type	Mortgage
Record Updated	Jan 10, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001134732
Date	Jul 30, 2021
Book Page	14839/1215
Instrument	2021073001134732

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	2045 ECHO RDG, EDMOND, OK 73012-3299
Document Number	0141961114
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 23, 2019
Title Company	AMERICAN EAGLE TITLE GROUP, AMERICAN EAGLE TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2045 ECHO RDG EDMOND OK 730123299, EDMOND, OK 73012-3299

Mortgage

Document Number	0141961114
Date	Nov 26, 2019
Book Page	014196/001114
Instrument	11698840

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 25, 2034

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Oct 17, 2019
Property Address	2045 ECHO RDG, EDMOND, OK 73012-3299
Document Number	0141601363
Book / Page	014160 / 001363
Instrument Date	Oct 11, 2019
Instrument	11455640
Transaction Type	Transfer
Record Updated	Nov 13, 2019
Title Company	AMERICAN EAGLE TITLE GROUP, AMERICAN EAGLE TITLE GRP

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2045 ECHO RDG EDMOND OK 730123299, EDMOND, OK 73012-3299

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Oct 18, 2018
Property Address	2045 ECHO RDG, EDMOND, OK 73012-3299
Document Number	0138641081
Book / Page	013864 / 001081
Instrument Date	Sep 11, 2018
Instrument	11426420
Transaction Type	Transfer
Record Updated	Nov 05, 2018
Title Company	AMERICAN EAGLE TITLE GROUP

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2045 ECHO RDG EDMOND OK 730123299, EDMOND, OK 73012-3299

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Sep 10, 2018
Property Address	2045 ECHO RDG, EDMOND, OK 73012-3299
Document Number	0011233400
Book / Page	13833 / 0410
Instrument Date	Sep 06, 2018
Instrument	20180910011233400
Transaction Type	Transfer
Record Updated	Mar 07, 2022
Title Company	AMERICAN EAGLE TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2045 N RIDGE RD # ECHO, ECHO, EDMOND, OK 73025

Mortgage

Document Number	0011233410
Date	Sep 10, 2018
Instrument	20180910011233410

Lender

Name	1ST CAPITAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2048

Tax Assessment & Valuation

Source: Oklahoma County records · Assessment roll updated October 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Oklahoma County
Unified School District	Deer Creek Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,310.00 (+5.91%) Homeowner's exemption	$20,883 (+6.09%) Land $2,281 Building $18,602	$253,000 (+1%) Land $27,640 Building $225,360
2023	$2,181.00 (+4.91%) Homeowner's exemption	$19,684 (+3%) Land $2,366 Building $17,318	$230,000 (+17.65%) Land $27,640 Building $202,360
2022	$2,079.00 Homeowner's exemption	$19,111 Land $2,702 Building $16,409	$195,500 Land $27,640 Building $167,860

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oklahoma County (40109C), updated May 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 401091082251, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 32% of the US · above 7% of Oklahoma
Wildfire Likelihood	About 1 in 3,030 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 171 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 35
AMG Technology Investment Group	Fixed Wireless (unlicensed)	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AtLink Services	Fixed Wireless (licensed-by-rule)	100 / 20

May also be available at this address: Cox Communications, Airosurf Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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