2045 Eakle Dr, Rock Hill, SC 29732 Property Records

York County property record for 2045 Eakle Dr, Rock Hill, SC 29732

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,732 sqft · built 1981
Lot Size	0.472 acres (20,558 sqft)
Owner	2 Individual Names on File
Last Sale	$279,900 (Nov 2018)
Tax Bill	$1,792 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`594-12-02-051`

Property Details

APN / Parcel Number

Primary APN	`594-12-02-051`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,732 sqft Living Area
Gross Area	5,092 sqft
1st Floor Area	1,366 sqft
2nd Floor Area	1,366 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Brick
Lot Area	20,558 sqft (0.472 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft
Patio Area	1,852 sqft

Location & Zoning

Street Address	2045 EAKLE DR
City	ROCK HILL
State	SC
Zip	29732-1115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCI
Legal Description	EAKLE DR LOT 48
Legal Subdivision	PROPERTY OF ROBERT H CATE & KAY R CATE
Legal Lot Number	48
Jurisdiction	YORK SC
Township / Civil Division	ROCK HILL
Census Block Group	4
Census Block	4028
Census Tract	60700

Owner

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2045 EAKLE DR, ROCK HILL, SC 29732-1115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Nov 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Nov 26, 2018	Deed, Transfer · Conventional Mortgage UWHARRIE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2018 · Amount on File
Deed Sale	Nov 26, 2018 · Amount on File
Deed Document Number	201849872
Deed Book / Page	17290 / 69
Prior Transfer Date	Apr 2, 2010
Prior Transfer Doc	1135000004
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	2045 EAKLE DR, ROCK HILL, SC 29732-1115
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2053700158
Date	Dec 12, 2022
Book Page	20537/158
Instrument	2022050794

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 7, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	2045 EAKLE DR, ROCK HILL, SC 29732-1115
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1872500378
Date	Nov 5, 2020
Book Page	18725/378
Instrument	2020053460

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	336 Months
Due	Nov 1, 2048

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Nov 26, 2018
Property Address	2045 EAKLE DR, ROCK HILL, SC 29732-1115
Document Number	1729000069
Book / Page	17290 / 069
Map Reference	MB 80 PG 155
Instrument Date	Nov 19, 2018
Instrument	2018049872
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,036.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2045 ESTATE DRIVE, ROCK HILL, SC 29732

Mortgage

Document Number	2018049873
Date	Nov 26, 2018
Instrument	2018049873

Lender

Name	UWHARRIE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,792.00 (+9.33%)	$13,120 (+15%) Land $1,991 Building $11,129	$494,200 (+73.27%) Land $75,000 Building $419,200
2023	$1,639.00	$11,409 Land $2,000 Building $9,409	$285,225 Land $50,000 Building $235,225

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCK HILL serves 89,850 people · EPA ID SC4610002
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum.

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