2045 E Wardlow Rd, Highland, MI 48356 Property Records

Oakland County property record for 2045 E Wardlow Rd, Highland, MI 48356 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,739 sqft · built 1947
Lot Size	17.1 acres (746,183 sqft)
Owner	2 Individual Names on File
Last Sale	$1,700,000 (Jul 2025)
Tax Bill	$4,274 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`H-11-14-276-001`

Property Details

APN / Parcel Number

Primary APN	`H-11-14-276-001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,739 sqft Living Area
1st Floor Area	1,739 sqft
Basement Area	1,608 sqft
Unfinished Basement	1,608 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Block
Roof Type	Gable
Lot Area	746,183 sqft (17.1 acres)
Terrain	High
View / Lot	Waterfront
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,072 sqft
Deck Area	399 sqft
Patio Area	646 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2045 E WARDLOW RD
City	HIGHLAND
State	MI
Zip	48356-2227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T3N, R7E, SEC 14 PART OF NE 1/4 BEG AT PT DIST W 846.04 FT & N 00-28-00 E 333 FT FROM E 1/4 COR, TH W 244.64 FT, TH S 23-51-00 E 109.33 FT, TH E 199.62 FT, TH S 00-28-00 W 33 FT, TH W 170.00 FT, TH S 00-28-00 W 200 FT, TH W 319.85 FT, TH N 00-28-00 E
Legal Range	07E
Legal Township	03N
Legal Section	14
Legal Subdivision	SOUTH SHORES
Jurisdiction	OAKLAND MI
Township / Civil Division	HIGHLAND
Census Block Group	3
Census Block	3009
Census Tract	131500

Owner

Source: Oakland County records · APN H-11-14-276-001

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	424 SUNSET, WHITE LAKE, MI 48383-2875
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 09, 2025 · Amount on Record
Deed Sale	Jul 09, 2025 · Amount on Record
Deed Document Number	202582277
Deed Book / Page	60342 / 94
Record Updated	Sep 20, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 09, 2025
Property Address	2045 E WARDLOW RD, HIGHLAND, MI 48356-2227
Document Number	0000082277
Book / Page	60342 / 94
Instrument Date	Jun 27, 2025
Instrument	82277
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	TITLE ONE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$12,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2045 E WARDLOW RD, HIGHLAND, MI 48356-2227

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 SUNSET, WHITE LAKE, MI 48383-2875

Mortgage

Document Number	0060328716
Date	Jul 09, 2025
Instrument	60328/716

Lender

Name	GENISYS CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jul 01, 2030
Change Frequency	6 Months
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.7%

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Highland Charter Township
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,274.00 (-35.9%) Homeowner's exemption	$408,980 (+5.65%)	$817,960 (+5.65%)
2024	$6,668.00 (+14.16%)
2023		$387,110	$774,220
2021	$5,841.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.