2045 E Ruby Ln, Phoenix, AZ 85024 Property Records

Maricopa County property record for 2045 E Ruby Ln, Phoenix, AZ 85024 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3 Baths
Year BuiltBuilt 1998
Square Footage2,645 sqft Living Area
Lot Size7,090 sqft (0.163 acres)
Pool350 sqft
Last Sale$540,000 (2005)
Tax Bill$2,927.00 (2025)

Owner

Source: Maricopa County records · APN 212-15-079

Assessment roll updated October 22, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2045 E RUBY LN, PHOENIX, AZ 85024-8618
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2017Deed of Trust, Mortgage · Line of Credit
MIDFIRST BANK
Apr 29, 2020Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 02, 2005 · Amount on Record
Deed SaleNov 02, 2005 · Amount on Record
Prior SaleAug 18, 2005 · Amount on Record
Deed Doc Number20051660755
Last Transfer DateDec 21, 2006
Transfer Doc0001675983
Record RefreshedJun 08, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2045 E RUBY LN, PHOENIX, AZ 85024-8618
Transaction TypeMortgage
Record UpdatedSep 14, 2021
Title CompanyLA COMMONWEALTH TITLE, COMMONWEALTH TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000756972
DateOct 12, 2017
Instrument2017-0756972
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73162
Agreement
TypeLine of Credit
AmountAmount Recorded
Term306 Months
DueApr 11, 2043
Interest
Rate TypeAdjustable Rate

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2045 E RUBY LN, PHOENIX, AZ 85024-8618
Transaction TypeMortgage
Record UpdatedSep 14, 2021
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000368005
DateApr 29, 2020
Instrument20200368005
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressPHOENIX, AZ 85024
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMay 20, 2050

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictParadise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$56,980 (+68.54%)$569,800 (+2.28%) Land $113,900 Building $455,900
2025$2,927.00 (+5.02%)$33,808 (-40.34%)$557,100 (-1.69%) Land $111,400 Building $445,700
2024$56,670$566,700 Land $113,300 Building $453,400
2023$2,787.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 46% of the US · above 37% of Arizona
Wildfire LikelihoodAbout 1 in 1,587 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN212-15-079
Alternative APN
  • 212150796

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms9 Rooms
Building Area2,645 sqft Living Area
Gross Area2,785 sqft Gross Area
1st Floor1,154 sqft 1st Floor
2nd Floor1,491 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialCombination Exterior
Construction TypeFrame Construction
Roof MaterialConcrete Roof
Lot Area7,090 sqft (0.163 acres)
Parking Spaces3 Parking Spaces
Pool Area350 sqft Pool
Patio Area140 sqft Patio

Utilities and HVAC

Cooling SystemRefrigerator Cooling
Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address2045 E RUBY LN
CityPHOENIX
StateAZ
Zip85024-8618
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMOUNTAINGATE NORTH MCR 435-13
Legal SubdivisionMOUNTAINGATE NORTH
Legal Lot Number72
JurisdictionMARICOPA AZ
Minor Civil DivisionDEER VALLEY
Census Blockgroup2
Census Block2003
Census Tract612401

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