2045 E Rock Creek Rd, Tuttle, OK 73089 Property Records

Grady County property record for 2045 E Rock Creek Rd, Tuttle, OK 73089

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,146 sqft · built 2023
Lot Size	1.43 acres (62,350 sqft)
Owner	Individual Name on Record
Tax Bill	$6,682 (2025)
Deeds & Mortgages	Mar 2023 Mortgage May 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51023`

Property Details

APN / Parcel Number

Primary APN	`51023`
Alternative APNs	`1250-002-003-00-0-000-00` `1250-00-002-003-0-000-00` `52115`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Building Area	3,146 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Traditional
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	62,350 sqft (1.43 acres)
Garage Area	1,152 sqft
Driveway	Driveway
Driveway Area	1,621 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Other

Location & Zoning

Account Number	52115
Street Address	2045 E ROCK CREEK RD
City	TUTTLE
State	OK
Zip	73089-8757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	08-09-05 LOT 3 BLK 2 LINCOLN RIDGE SEC 1
Legal Subdivision	1250 LINCOLN RIDGE SEC 1
Legal Block	2
Legal Lot Number	3
Jurisdiction	GRADY OK
Township / Civil Division	TUTTLE
Census Block Group	2
Census Block	2005
Census Tract	902

Owner

Source: Grady County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2045 E ROCK CREEK RD, TUTTLE, OK 73089-8757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage STRIDE BANK NA
May 5, 2022	Intrafamily Transfer, Transfer · Construction Mortgage STRIDE BANK NA
Jun 22, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage F & M BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 4, 2022
Transfer Doc	0000006436
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY OK
Property Address	2045 E ROCK CREEK RD, TUTTLE, OK 73089-8757
Transaction Type	Mortgage
Record Updated	Mar 21, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 E LIDEN LN, MUSTANG, OK 73064-4266

Mortgage

Document Number	I2023002727
Date	Mar 6, 2023
Book Page	6144/461
Instrument	I-2023-002727

Lender

Name	STRIDE BANK NA
Type	Bank
Address	OKLAHOMA CITY, OK 73142

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRADY OK
Recording Date	May 5, 2022
Property Address	2045 E ROCK CREEK RD, TUTTLE, OK 73089-8757
Document Number	I2022006436
Book / Page	6025 / 162
Instrument Date	May 4, 2022
Instrument	I-2022-006436
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8604 SW 45TH TER, OKLAHOMA CITY, OK 73179-7007

Mortgage

Document Number	I2022006437
Date	May 5, 2022
Instrument	I-2022-006437

Lender

Name	STRIDE BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jun 1, 2023

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRADY OK
Recording Date	Jun 22, 2021
Property Address	2045 E ROCK CREEK RD, TUTTLE, OK 73089-8757
Document Number	0000008720
Book / Page	5895 / 222
Instrument Date	Jun 15, 2021
Instrument	2021-008720
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8604 SW 45TH TER, OKLAHOMA CITY, OK 73179-7007

Mortgage

Document Number	0000008721
Date	Jun 22, 2021
Instrument	2021-008721

Lender

Name	F & M BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Grady County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Grady County
Unified School District	Tuttle Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,809 (+3%) Land $6,318 Building $56,491	$570,991 (+3%) Land $57,435 Building $513,556
2025	$6,682.00 (+0.01%)	$60,980 (+1.01%) Land $5,761 Building $55,219	$554,364 (+958.47%) Land $52,373 Building $501,991
2024	$6,681.00 (+1,097.31%)	$60,373 (+1,129.84%) Land $5,704 Building $54,669
2023	$558.00 (+10.28%)	$4,909 (+5.01%) Land $4,909	$52,374 (+23.23%) Land $52,374
2022	$506.00	$4,675 Land $4,675	$42,500 Land $42,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1987–1993)
Most Recent Claim	May 1993 · Severe Storms, Tornadoes & Flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · lower than 64% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRADY CO RWD #6 serves 3,930 people · EPA ID OK3002603
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	63 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OEC Fiber Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Atlink Services Fixed Wireless	100 / 20

May also be available: Pioneer Telephone Cooperative, Verizon.

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