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2045 E Cherokee St, Bartow, FL 33830 Property Records

Polk County property record for 2045 E Cherokee St, Bartow, FL 33830 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2015
Square Footage1,832 sqft Living Area
Lot Size10,402 sqft (0.239 acres)
OccupancyOwner Occupied
Last Sale$385,000 (2022)
Tax Bill$4,825.00 (2025)

Property Details

APN / Parcel Number

Primary APN25-30-04-364500-013052
Alternative APNs
  • 043025364500013052
  • 43025000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,832 sqft Living Area
Gross Area2,252 sqft Gross Area
1st Floor1,832 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2015
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area10,402 sqft (0.239 acres)
Depth X Width130 ft x 80 ft Depth x Width
Garage TypeAttached Garage
Garage Area420 sqft Garage
Shed1 Shed
Porch Area113 sqft Porch

Location & Zoning

Street Address2045 E CHEROKEE ST
CityBARTOW
StateFL
Zip33830-4212
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOUNTRY CLUB ADD PB 11 PG 10 BLK 13 LOT 5 LESS E 30 FT & E 37.5 FT OF LOT 6
Legal Range25E
Legal Township30S
Legal Section04
Legal SubdivisionCOUNTRY CLUB ADDITION
Legal Tract364500
Legal Block13
Legal Lot Number5,6
JurisdictionPOLK FL
Minor Civil DivisionBARTOW
Census Blockgroup1
Census Block1042
Census Tract15000

Owner

Source: Polk County records · APN 25-30-04-364500-013052

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2045 E CHEROKEE ST, BARTOW, FL 33830-4212
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Jun 06, 2023Deed of Trust, Mortgage · Line of Credit
LOANDEPOT.COM LLC
Apr 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
MOVEMENT MORTGAGE
Sep 29, 2021Deed of Trust, Mortgage · Line of Credit
RAILROAD & INDUSTRIAL CU
Nov 03, 2022Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 31, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
MOVEMENT MTG
Jan 23, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
MORTGAGE FIRM

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 03, 2022 · Amount on Record
Deed SaleNov 03, 2022 · Amount on Record
Prior SaleJan 23, 2019 · Amount on Record
Deed Doc Number2022289476
Deed Book / Page12473 / 1251
Record RefreshedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address2045 E CHEROKEE ST, BARTOW, FL 33830-4212
Transaction TypeMortgage
Record UpdatedJun 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2045 E CHEROKEE ST, BARTOW, FL 33830-4212

Mortgage

Document Number0000131506
DateJun 06, 2023
Book Page12717/1335
Instrument2023131506
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMay 23, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address2045 E CHEROKEE ST, BARTOW, FL 33830-4212
Transaction TypeMortgage
Record UpdatedJan 19, 2023
Title CompanyFIDELITY NATL TTL OF FL INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000082709
DateApr 01, 2021
Book Page11648/521
Instrument2021082709
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address2045 E CHEROKEE ST, BARTOW, FL 33830-4212
Transaction TypeMortgage
Record UpdatedJan 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2045 E CHEROKEE ST, BARTOW, FL 33830-4212

Mortgage

Document Number0000254515
DateSep 29, 2021
Book Page11915/1730
Instrument2021254515
Lender
NameRAILROAD & INDUSTRIAL CU
TypeCredit Union
AddressTAMPA, FL 33619
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 28, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateNov 03, 2022
Property Address2045 E CHEROKEE ST, BARTOW, FL 33830-4212
Document Number0000289476
Book / Page12473 / 1251
Map ReferenceMB 11 PG 10
Instrument DateOct 07, 2022
Instrument2022289476
Transaction TypeTransfer
Record UpdatedJan 19, 2023
Title CompanyCELEBRATION TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,695.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9151 CYPRESSWOOD DR, LAKE WALES, FL 33898-7217

Transferred To (Grantee/Buyer)

NameVerified Name
Address2045 E CHEROKEE ST, BARTOW, FL 33830-4212

Mortgage

Document Number0124731257
DateNov 03, 2022
Instrument12473/1257
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2052

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateAug 31, 2020
Property Address2045 E CHEROKEE ST, BARTOW, FL 33830-4212
Document Number0113561290
Book / Page011356 / 001290
Instrument DateAug 26, 2020
Instrument179242
Transaction TypeTransfer
Record UpdatedSep 16, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,890.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address622 TROON CIR DAVENPORT FL 338977398, DAVENPORT, FL 33897-7398

Mortgage

Document Number113561291
DateAug 31, 2020
Book Page011356/001291
Instrument179243
Lender
NameMOVEMENT MTG
TypeMortgage Company
AddressINDIAN LAND, SC 29707
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 30, 2050

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJan 23, 2019
Property Address2045 E CHEROKEE ST, BARTOW, FL 33830-4212
Document Number0107291636
Book / Page010729 / 001636
Instrument DateJan 18, 2019
Instrument13742
Transaction TypeTransfer
Record UpdatedFeb 05, 2019
Title CompanyCOAST TO COAST TITLE AND ESCROW, COAST TO COAST TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,624.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2045 E CHEROKEE ST BARTOW FL 338304212, BARTOW, FL 33830-4212

Mortgage

Document Number107291638
DateJan 23, 2019
Book Page010729/001638
Instrument13743
Lender
NameMORTGAGE FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 22, 2049

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityBartow City
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,825.00 (-9.07%) Homeowner's exemption$308,131 (-1.53%) Land $13,056 Building $295,075$308,131 (-1.53%) Land $13,056 Building $295,075
2023$5,306.00 (+2,258.22%) Homeowner's exemption$312,914 (+43.75%) Land $12,648 Building $300,266$312,914 (+1.49%) Land $12,648 Building $300,266
2022$225.00 Homeowner's exemption$217,672$308,334 Land $10,608 Building $297,726

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 54% of the US · above 25% of Florida
Wildfire LikelihoodAbout 1 in 613 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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