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2045 Down Hollow Ln, Windermere, FL 34786 Property Records

Orange County property record for 2045 Down Hollow Ln, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,980 sqft · built 1940
Lot Size4.8 acres (209,170 sqft)
OwnerIndividual Name on Record
Tax Bill$10,021 (2025)
Flood ZoneZone AE (high risk)
APN05-23-28-0000-00-014

Property Details

APN / Parcel Number

Primary APN05-23-28-0000-00-014
Alternative APNs
  • 282305000000014
  • 274495
  • 279339
  • 283494

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,980 sqft Living Area
Gross Area3,655 sqft
1st Floor Area2,485 sqft
Upper Floors Area990 sqft
FlooringCarpet
Interior WallsWood

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1965
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area209,170 sqft (4.8 acres)
PorchSlab
Porch Area180 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address2045 DOWN HOLLOW LN
CityWINDERMERE
StateFL
Zip34786-7902
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-CE
Legal DescriptionBEG 660 FT W OF SE COR OF NW1/4 RUN N 330 FT W 132 FT S 330 FT E 132 FT (LESS N 71 FT) & BEG 643.58 FT W OF CTR OF SEC R UN S 1322.34 FT W 132 FT N 1322.2 FT E 132 FT TO POB IN SEC
Legal Range28E
Legal Township23S
Legal Section05
Legal SubdivisionLAKE DOWN ESTATES REPLAT
Legal Tract0000
Legal Lot Number14
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1020
Census Tract14814

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 117, GOTHA, FL 34734-0117
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$644,631 (+2.7%)$1,285,340 (-2.19%) Land $1,190,000 Building $95,340
2025$10,021.00 (+3.88%) Homeowner's exemption$627,684 (+5.99%)$1,314,180 (+1.33%) Land $1,190,000 Building $124,180
2024$9,647.00 (+7.24%)
2023$8,996.00 (+3.2%) Homeowner's exemption$592,227 (+3%)$1,296,926 (+16.52%) Land $1,190,000 Building $106,926
2022$8,717.00 Homeowner's exemption$574,978$1,113,097 Land $1,020,000 Building $93,097

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation100.7 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 37 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies37 in force
Nearby Flood Claims2 (2022–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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