2045 Creek Rd, Kitty Hawk, NC 27949 Property Records

Dare County property record for 2045 Creek Rd, Kitty Hawk, NC 27949

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,340 sqft · built 1997
Lot Size	0.964 acres (42,000 sqft)
Owner	2 Company Names on Record
Last Sale	$732,500 (Nov 2017)
Tax Bill	$4,469 (2025)
Deeds & Mortgages	Apr 2024 Transfer Jul 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`986717213996`

Property Details

APN / Parcel Number

Primary APN	`986717213996`
Alternative APN	`027757050`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,340 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Cape Cod
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	42,000 sqft (0.964 acres)
View / Lot	River
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	986717213996
Street Address	2045 CREEK RD
City	KITTY HAWK
State	NC
Zip	27949-3826
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 6 BLK: 1 SEC: 3 PL: B SL: 335
Legal Subdivision	MARTIN'S POINT SECTION 3
Legal Block	1
Legal Lot Number	6
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	2
Census Block	2011
Census Tract	970101

Owner

Source: Dare County records, as of October 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2045 CREEK RD, KITTY HAWK, NC 27949-3826
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2024	Intrafamily Transfer, Transfer
Jul 12, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 18, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Nov 1, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2017 · Amount on Record
Deed Sale	Nov 1, 2017 · Amount on Record
Deed Document Number	2017700045537
Deed Book / Page	2202 / 314
Last Transfer Date	Mar 15, 2024
Transfer Doc	002728/268
Record Updated	Sep 20, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DARE NC
Recording Date	Apr 11, 2024
Property Address	2045 CREEK RD, KITTY HAWK, NC 27949-3826
Document Number	002728/268
Book / Page	2728 / 268
Map Reference	CAB B SLS 332 333 33
Instrument Date	Mar 15, 2024
Instrument	700138184
Transaction Type	Transfer
Record Updated	May 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2045 CREEK RD, KITTY HAWK, NC 27949-3826

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2045 CREEK RD, KITTY HAWK, NC 27949-3826

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	2045 CREEK RD, KITTY HAWK, NC 27949-3826
Transaction Type	Mortgage
Record Updated	Jul 27, 2023
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002690/324
Date	Jul 12, 2023
Book Page	2690/324
Instrument	700131104

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 24, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	2045 CREEK RD, KITTY HAWK, NC 27949-3826
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2449/480
Date	Dec 18, 2020
Book Page	2449/480
Instrument	700089733

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Nov 1, 2017
Property Address	2045 CREEK RD, KITTY HAWK, NC 27949-3826
Document Number	2202/314
Book / Page	2202 / 314
Instrument Date	Nov 1, 2017
Instrument	700045537
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Tax	$8,790.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2045 CREEK RD, 2045, KITTY HAWK, NC 27949-3826

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 JONES ST, SUFFOLK, VA 23434

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,469.00 (-2.53%)	$1,139,800 (+38.92%) Land $585,400 Building $554,400
2023	$4,585.00	$820,500 Land $401,400 Building $419,100
2020			$1,139,800 Land $585,400 Building $554,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 401 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	401 in force
Nearby Flood Claims	322 (1987–2022)
Claims Outside the SFHA	64 of 322
Most Recent Claim	Dec 2022 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 146 claims Hurricane Isabel, Sep 2003 · 29 claims Severe Snowfall & Winter Storm, Mar 1993 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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