2045 Cortez St, Needles, CA 92363 Property Records

San Bernardino County property record for 2045 Cortez St, Needles, CA 92363 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,256 sqft · built 1958
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on File
Last Sale	$158,000 (Sep 2023)
Tax Bill	$1,804 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Sep 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0185-271-12-0000`

Property Details

APN / Parcel Number

Primary APN	`0185-271-12-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,256 sqft Living Area
1st Floor Area	1,256 sqft
Family Room	Family Room

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Modern
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	120 ft deep x 70 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2045 CORTEZ ST
City	NEEDLES
State	CA
Zip	92363-3020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 5676 LOT 12 TR NO 5676 RIVERVIEW MANOR LOT 12 EX MIN RTS AS RESERVED BY USA
Legal Subdivision	RIVERVIEW MANOR
Legal Tract	5676
Legal Block	3
Legal Lot Number	12
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	NEEDLES
Census Block Group	3
Census Block	3019
Census Tract	10700

Owner

Source: San Bernardino County records · APN 0185-271-12-0000

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	21528 BELSHIRE AVE, 4, HAWAIIAN GARDENS, CA 90716-2338
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 08, 2023	Grant Deed, Transfer · FHA Mortgage ROYAL PACIFIC FUNDING CORP
Sep 08, 2023	Affidavit of Death of Joint Tenant, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 08, 2023 · Amount on Record
Deed Sale	Sep 08, 2023 · Amount on Record
Deed Document Number	2023224319
Prior Transfer Date	Sep 01, 2023
Prior Transfer Doc	0000224318
Record Updated	Sep 20, 2026

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 08, 2023
Property Address	2045 CORTEZ ST, NEEDLES, CA 92363-3020
Document Number	0000224319
Map Reference	MB 69 PG 79
Instrument Date	Sep 05, 2023
Instrument	2023-0224319
Transaction Type	Transfer
Record Updated	Sep 21, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21528 BELSHIRE AVE APT 4, 4, LAKEWOOD, CA 90716-2338

Mortgage

Document Number	0000224320
Date	Sep 08, 2023
Instrument	2023-0224320

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2053

September 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 08, 2023
Property Address	2045 CORTEZ ST, NEEDLES, CA 92363-3020
Document Number	0000224318
Map Reference	MB 69 PG 79
Instrument Date	Sep 05, 2023
Instrument	2023-0224318
Transaction Type	Transfer
Record Updated	Sep 21, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1705 COLLINS ST, NEEDLES, CA 92363-2811

Tax Assessment & Valuation

Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Needles City
Unified School District	Needles Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2026		$153,900 (-4.5%) Land $30,800 Building $123,100
2025	$1,804.00 (+41.16%) Homeowner's exemption	$161,160 (+222.78%) Land $32,232 Building $128,928
2023	$1,278.00 (+83.09%) Homeowner's exemption	$49,928 Land $8,184 Building $41,744
2022	$698.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Bernardino County (06071C), updated October 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 11% of California
Wildfire Likelihood	About 1 in 2,174 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 291 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	5,000 / 5,000
Fort Mojave Telecommunications	Fiber	1,000 / 1,000
Wi-Fiber	Fixed Wireless (unlicensed)	940 / 940

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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