2045 Colonial St, Aurora, IL 60503 Property Records

Will County property record for 2045 Colonial St, Aurora, IL 60503

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,955 sqft · built 2003
Lot Size	0.25 acres (10,956 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Jun 2019)
Tax Bill	$13,162 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-01-06-202-063`

Property Details

APN / Parcel Number

Primary APN	`07-01-06-202-063`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,955 sqft Total Area
1st Floor Area	1,645 sqft
2nd Floor Area	1,310 sqft
Basement Area	1,645 sqft
Finished Basement	822 sqft
Unfinished Basement	1,645 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Frame
Lot Area	10,956 sqft (0.25 acres)
Lot Dimensions	132 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	651 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	2045 COLONIAL ST
City	AURORA
State	IL
Zip	60503-4769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 378 IN BARRINGTON RIDGE UNIT 2, A SUB OF PRT OF THE NE1/4 OF SEC 6 , T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	06
Legal Subdivision	BARRINGTON RIDGE
Legal Block	2
Legal Lot Number	378
Legal Unit	2
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	1
Census Block	1009
Census Tract	880324

Owner

2045 Colonial St is owned and occupied by an individual who bought it in June 2019.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	2045 COLONIAL ST, AURORA, IL 60503-4769
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Aug 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MTG
Jun 27, 2019	Warranty Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2019 · Amount on File
Deed Sale	Jun 27, 2019 · Amount on File
Prior Sale	Jun 14, 2007 · Amount on File
Deed Document Number	201940161
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	2045 COLONIAL ST, AURORA, IL 60503-4769
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002765
Date	Jan 9, 2020
Instrument	R2020002765

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	354 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.37%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	2045 COLONIAL ST, AURORA, IL 60503-4769
Document Number	0000120749
Instrument Date	Aug 18, 2020
Transaction Type	Mortgage
Record Updated	Jan 15, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2045 COLONIAL ST AURORA IL 605034769, AURORA, IL 60503-4769

Mortgage

Document Number	0000120749
Date	Dec 31, 2020
Instrument	120749

Lender

Name	DRAPER & KRAMER MTG
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 30, 2050

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jun 27, 2019
Property Address	2045 COLONIAL ST, AURORA, IL 60503-4769
Document Number	0000040161
Map Reference	DOC 200106981
Instrument Date	May 30, 2019
Instrument	R2019040161
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$487.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2045 COLONIAL ST, AURORA, IL 60503-4769

Mortgage

Document Number	0000040162
Date	Jun 27, 2019
Instrument	R2019040162

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2045 Colonial St was $13,162.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Will County
County Subdivision	Wheatland Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,162.00	$165,745 (+9.95%) Land $25,573 Building $140,172	$497,235 (+9.95%) Land $76,719 Building $420,516
2024		$150,746 Land $23,259 Building $127,487	$452,238 Land $69,777 Building $382,461
2022	$11,238.00 Homeowner's exemption	$118,932 Land $19,437 Building $99,495	$356,796 Land $58,311 Building $298,485

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2045 Colonial St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2045 Colonial St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Verizon.

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