2045 Clementi Ln, Aurora, IL 60503 Property Records

Kendall County property record for 2045 Clementi Ln, Aurora, IL 60503

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,596 sqft · built 1999
Lot Size	0.344 acres (14,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Nov 2017)
Tax Bill	$11,979 (2024)
Deeds & Mortgages	Sep 2020 Mortgage Nov 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-01-275-018`

Property Details

APN / Parcel Number

Primary APN	`03-01-275-018`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,596 sqft Living Area
Gross Area	4,629 sqft
1st Floor Area	2,596 sqft
Basement Area	1,388 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Material	Asphalt
Lot Area	14,988 sqft (0.344 acres)
Garage Type	Attached
Garage Area	645 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2045 CLEMENTI LN
City	AURORA
State	IL
Zip	60503-8579
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 359 THE WHEATLANDS UNIT 4B CITY OF AURORA
Legal Subdivision	THE WHEATLANDS
Legal Lot Number	359
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	3
Census Block	3013
Census Tract	890104

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2045 CLEMENTI LN, AURORA, IL 60503-8579
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 1, 2017	Warranty Deed, Transfer · Conventional Mortgage UNITED HM LNS
Jun 23, 2017	Warranty Deed, Transfer BURNET TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2017 · Amount on Record
Deed Sale	Nov 1, 2017 · Amount on Record
Prior Sale	Jun 23, 2017 · Amount on Record
Deed Document Number	201717399
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	2045 CLEMENTI LN, AURORA, IL 60503-8579
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018091
Date	Sep 17, 2020
Instrument	202000018091

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	142 Months
Due	Jul 1, 2032

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Nov 1, 2017
Property Address	2045 CLEMENTI LN, AURORA, IL 60503-8579
Document Number	0000017399
Instrument Date	Oct 3, 2017
Instrument	17399
Transaction Type	Transfer
Record Updated	Dec 1, 2017
Title Company	BURNET TITLE-POST CLOSING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$885.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1675 MILL ST #404 DES PLAINES IL 600164707, 404, DES PLAINES, IL 60016-4707

Mortgage

Document Number	17400
Date	Nov 1, 2017
Instrument	17400

Lender

Name	UNITED HM LNS
Type	Funding / Finance Company
Address	WESTCHESTER, IL 60154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 31, 2032

Interest

Rate Type	Fixed Rate
Rate	3.25%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Jun 23, 2017
Property Address	2045 CLEMENTI LN, AURORA, IL 60503-8579
Document Number	0000009609
Instrument Date	Jan 11, 2016
Instrument	9609
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$966.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	40 APPLE RIDGE RD DANBURY CT 068107301, DANBURY, CT 06810-7301

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kendall County
County Subdivision	Oswego Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$152,192 (+27.12%) Land $33,124 Building $119,068	$456,576 (+27.12%) Land $99,372 Building $357,204
2024	$11,979.00
2022		$119,726 Land $26,058 Building $93,668	$359,178 Land $78,174 Building $281,004

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon, Watch TV.

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