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2045 Christopher Ct, West Bloomfield, MI 48324 Property Records

Oakland County property record for 2045 Christopher Ct, West Bloomfield, MI 48324

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,646 sqft · built 1998
Lot Size0.416 acres (18,121 sqft)
OwnerIndividual Name on Record
Last Sale$215,000 (Mar 2012)
Tax Bill$3,291 (2025)
Deeds & MortgagesMar 2017 Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNX-18-05-276-031

Property Details

APN / Parcel Number

Primary APNX-18-05-276-031

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area2,646 sqft Living Area
1st Floor Area1,720 sqft
Basement Area1,517 sqft
Finished Basement1,517 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof TypeHip
Lot Area18,121 sqft (0.416 acres)
Lot Dimensions18,116 ft deep x 1 ft wide
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area53 sqft
Deck Area278 sqft
Patio Area278 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2045 CHRISTOPHER CT
CityWEST BLOOMFIELD
StateMI
Zip48324-3137
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT2N, R9E, SEC 5 PILGRIM HILLS ESTATES LOT 13 1-17-96 FR 014
Legal Range09E
Legal Township02N
Legal Section05
Legal SubdivisionPILGRIM HILLS ESTATES
Legal Lot Number1,13
JurisdictionOAKLAND MI
Township / Civil DivisionWEST BLOOMFIELD
Census Block Group1
Census Block1003
Census Tract156100

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2045 CHRISTOPHER CT, WEST BLOOMFIELD, MI 48324-3137
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2017Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Oct 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
ROUNDPOINT MORTGAGE SERVICING CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 5, 2012 · Amount on Record
Deed SaleMar 5, 2012 · Amount on Record
Prior SaleOct 1, 2010 · Amount on Record
Deed Document Number201241212
Deed Book / Page43906 / 442
Record UpdatedOct 29, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2045 CHRISTOPHER CT, WEST BLOOMFIELD, MI 48324-3137
Transaction TypeMortgage
Record UpdatedJun 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000057120
DateMar 28, 2017
Book Page50509/00413
Instrument057120
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term303 Months
DueJun 1, 2042

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2045 CHRISTOPHER CT, WEST BLOOMFIELD, MI 48324-3137
Transaction TypeMortgage
Record UpdatedJun 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2045 CHRISTOPHER CT, WEST BLOOMFIELD, MI 48324-3137

Mortgage

Document Number0000223755
DateOct 28, 2020
Book Page55069/419
Instrument223755
Lender
NameROUNDPOINT MORTGAGE SERVICING CORP
TypeMortgage Company
AddressFORT MILL, SC 29715
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2035

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionWest Bloomfield Charter Township
Unified School DistrictWaterford School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,291.00 (-39.01%) Homeowner's exemption$237,450 (+14.26%) Land $25,550 Building $211,900$474,900 (+14.26%) Land $51,100 Building $423,800
2024$5,396.00 (+14.59%)
2023$415,640 Land $51,100 Building $364,540
2022$4,709.00$207,820 Land $25,550 Building $182,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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