2045 Chestnut St, Dearborn, MI 48124 Property Records

Wayne County property record for 2045 Chestnut St, Dearborn, MI 48124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,260 sqft · built 1949
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Aug 2021)
Tax Bill	$4,397 (2025)
Deeds & Mortgages	Aug 2021 Sale Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`82-09-352-03-012`

Property Details

APN / Parcel Number

Primary APN	`82-09-352-03-012`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	720 sqft
Basement Area	720 sqft
Finished Basement	720 sqft
Unfinished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Brick
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	158 ft deep x 40 ft wide
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2045 CHESTNUT ST
City	DEARBORN
State	MI
Zip	48124-4353
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 125 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF OUTER BOULEVARD SUB
Legal Subdivision	OUTER BOULEVARD
Legal Lot Number	125
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	1
Census Block	1001
Census Tract	575500

Owner

2045 Chestnut St is owned and occupied by an individual who bought it in August 2021.

Source: Wayne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	2045 CHESTNUT ST, DEARBORN, MI 48124-4353
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Warranty Deed, Transfer CROSSROADS TITLE
Aug 26, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2021 · Amount on File
Deed Sale	Aug 26, 2021 · Amount on File
Prior Sale	May 2, 2014 · Amount on File
Deed Document Number	2021324674
Deed Book / Page	56986 / 562
Prior Transfer Date	Feb 7, 2013
Prior Transfer Doc	0505160174
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Aug 26, 2021
Property Address	2045 CHESTNUT ST, DEARBORN, MI 48124-4353
Document Number	0569860562
Book / Page	56986 / 562
Map Reference	LB 48 PG 53
Instrument Date	Aug 4, 2021
Instrument	2021324674
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount on Record
Tax	$1,634.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2045 CHESTNUT ST, 2045, DEARBORN, MI 48124-4353

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20535 AUDETTE ST, DEARBORN, MI 48124-3964

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Aug 26, 2021
Property Address	2045 CHESTNUT ST, DEARBORN, MI 48124-4353
Document Number	0569860562
Book / Page	56986 / 562
Map Reference	LB 48 PG 53
Instrument Date	Aug 4, 2021
Instrument	2021324674
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,634.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2045 CHESTNUT ST, DEARBORN, MI 48124-4353

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20535 AUDETTE ST, DEARBORN, MI 48124-3964
Investor	Possibly a Property Investor

Mortgage

Document Number	0056939530
Date	Aug 26, 2021
Instrument	56939/530

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2045 Chestnut St was $4,397 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,000 (+3.38%)	$208,000 (+3.38%)
2025	$4,397.00 Homeowner's exemption	$100,600	$201,200
2023	$4,071.00 Homeowner's exemption	$83,900	$167,800
2019	$3,829.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2045 Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2045 Chestnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.NET Fiber	6,000 / 6,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

May also be available: T-Mobile, Verizon.

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