2045 Chardonnay Dr, Morrow, OH 45152 Property Records

Warren County property record for 2045 Chardonnay Dr, Morrow, OH 45152

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,026 sqft · built 1992
Lot Size	4.3 acres (187,604 sqft)
Owner	Individual Name on File
Tax Bill	$7,339 (2025)
Deeds & Mortgages	Mar 2021 Transfer Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`17-24-300-013-0`

Property Details

APN / Parcel Number

Primary APN	`17-24-300-013-0`
Alternative APNs	`1724300013` `2637711`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	3,026 sqft Living Area
Gross Area	3,578 sqft
1st Floor Area	386 sqft
2nd Floor Area	1,320 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick/Stone
Construction Type	Brick
Lot Area	187,604 sqft (4.3 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Deck Area	512 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2637711
Street Address	2045 CHARDONNAY DR
City	MORROW
State	OH
Zip	45152-9671
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GORMAN VINEYARDS LOT 50
Legal Subdivision	GORMAN VINEYARDS
Legal Block	711
Legal Lot Number	50
Jurisdiction	WARREN OH
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1005
Census Tract	32206

Owner

2045 Chardonnay Dr is owned and occupied by an individual who acquired it in July 2010.

Source: Warren County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	2045 CHARDONNAY DR, MORROW, OH 45152-9671
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Transfer on Death Deed, Transfer
Jun 11, 2018	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 12, 2010
Transfer Doc	0051170547
Record Updated	Jun 8, 2026

March 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WARREN OH
Recording Date	Mar 29, 2021
Property Address	2045 CHARDONNAY DR, MORROW, OH 45152-9671
Document Number	0000014306
Map Reference	MB 86 PG 79
Instrument Date	Mar 16, 2021
Instrument	2021-014306
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2045 CHARDONNAY DR, MORROW, OH 45152-9671

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	2045 CHARDONNAY DR, MORROW, OH 45152-9671
Document Number	0000017493
Instrument Date	Jun 11, 2018
Transaction Type	Mortgage
Record Updated	Jul 16, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2045 CHARDONNAY DR MORROW OH 451529671, MORROW, OH 45152-9671

Mortgage

Document Number	0000017493
Date	Jun 22, 2018
Instrument	17493

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2045 Chardonnay Dr was $7,339, down 0.2% from the year before.

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Hamilton Township
Unified School District	Little Miami Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,339.00 (-0.22%)	$173,320 Land $46,000 Building $127,320	$495,190 Land $131,420 Building $363,770
2024	$7,355.00 (+13.03%)
2023	$6,507.00 (+3.32%) Homeowner's exemption	$136,959 (-) Land $28,777 Building $108,182
2022	$6,298.00 Homeowner's exemption	$136,959 Land $28,777 Building $108,182	$391,310 (-) Land $82,220 Building $309,090
2021			$391,310 Land $82,220 Building $309,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2045 Chardonnay Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2045 Chardonnay Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN WATER COMPANY private · serves 39,508 people · EPA ID OH8300512
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Bresco Broadband.

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