McCracken County property record for 2045 Champ Dr, Paducah, KY 42003
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.371 acres (16,200 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,689 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone X (reduced by levee) |
| APN | 114-40-04-007 |
| Primary APN | 114-40-04-007 |
|---|---|
| Alternative APN |
|
| Lot Area | 16,200 sqft (0.371 acres) |
|---|---|
| Lot Dimensions | 180 ft deep x 90 ft wide |
| Account Number | 9970 |
|---|---|
| Street Address | 2045 CHAMP DR |
| City | PADUCAH |
| State | KY |
| Zip | 42003-9007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 21-18A-39 90 X 180 2045 CHAMP DR L13C |
| Legal Lot Number | 13C |
| Jurisdiction | MCCRACKEN KY |
| Township / Civil Division | PADUCAH |
| Census Block Group | 4 |
| Census Block | 4030 |
| Census Tract | 31000 |
Source: McCracken County assessment roll, as of April 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2045 CHAMP DR, PADUCAH, KY 42003-9007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Deed Document Number | 0001068445 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCRACKEN KY |
| Recording Date | Jul 28, 2026 |
| Property Address | 2045 CHAMP DR, PADUCAH, KY 42003-9007 |
| Document Number | 0000852284 |
| Book / Page | 1889 / 671 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 2026852284 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2045 CHAMP DR, PADUCAH, KY 42003-9007 |
| Document Number | 0000852284, |
|---|---|
| Date | Jul 28, 2026 |
| Book Page | 1889/671 |
| Instrument | 2026852284 |
| Name | SIGNET FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: McCracken County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCracken County |
| Unified School District | McCracken County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,689.00 (+127.32%) | $171,000 (+124.12%) | $171,000 (+124.12%) |
| 2023 | $743.00 (-1.59%) | $76,300 (-) | $76,300 (-) |
| 2022 | $755.00 | $76,300 | $76,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 4 (1996–2025) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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