2045 Cam Dr, Escondido, CA 92026 Property Records

San Diego County property record for 2045 Cam Dr, Escondido, CA 92026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,507 sqft · built 1977
Lot Size	0.237 acres (10,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$510,000 (Jul 2018)
Tax Bill	$6,442 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`224-750-02-00`

Property Details

APN / Parcel Number

Primary APN	`224-750-02-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,507 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Block
Construction Type	Frame
Lot Area	10,300 sqft (0.237 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2045 CAMINO DR
City	ESCONDIDO
State	CA
Zip	92026-1635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-7
Legal Description	LOT 2 TR 008025
Legal Subdivision	ESCONDIDO BLKS RESUB
Legal Tract	008025
Legal Block	1
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1019
Census Tract	20304

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2045 CAMINO DR, ESCONDIDO, CA 92026-1635
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Line of Credit VENTURA COUNTY CU
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage LUTHERAN CHURCH EXTENSION FUND MO
Jul 31, 2018	Grant Deed, Transfer · Conventional with PMI LUTHERAN CHURCH EXTENSION FUND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2018 · Amount on Record
Deed Sale	Jul 31, 2018 · Amount on Record
Prior Sale	Jul 13, 2007 · Amount on Record
Deed Document Number	2018310370
Prior Transfer Date	Oct 21, 1997
Prior Transfer Doc	0000559580
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2045 CAMINO DR, ESCONDIDO, CA 92026-1635
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	PRIORITY TITLE COMPANY, PRIORITY WEST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2045 CAMINO DR, ESCONDIDO, CA 92026-1635

Mortgage

Document Number	0000081698
Date	Mar 25, 2026
Instrument	2026-0081698

Lender

Name	VENTURA COUNTY CU
Type	Credit Union
Address	VENTURA, CA 93001

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 27, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2045 CAMINO DR, ESCONDIDO, CA 92026-1635
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2045 CAMINO DR, ESCONDIDO, CA 92026-1635

Mortgage

Document Number	0000759553
Date	Nov 1, 2021
Instrument	2021-0759553

Lender

Name	LUTHERAN CHURCH EXTENSION FUND MO
Type	Non-Lending Institution
Address	SAINT LOUIS, MO 63127

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 31, 2018
Property Address	2045 CAMINO DR, ESCONDIDO, CA 92026-1635
Document Number	0000310370
Instrument Date	Jun 26, 2018
Instrument	310370
Transaction Type	Transfer
Record Updated	Aug 6, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$561.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2045 CAMINO DR ESCONDIDO CA 920261635, ESCONDIDO, CA 92026-1635

Mortgage

Document Number	310371
Date	Jul 31, 2018
Instrument	310371

Lender

Name	LUTHERAN CHURCH EXTENSION FUND
Address	ST LOUIS, MO 63127-1020

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$580,285 (+2%) Land $373,042 Building $207,243
2025	$6,442.00 (+2.11%) Homeowner's exemption	$568,908 (+4.04%) Land $365,728 Building $203,180
2024	$6,309.00 (+2.34%)
2023	$6,165.00 (+1.1%) Homeowner's exemption	$546,819 Land $351,527 Building $195,292
2022	$6,098.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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