Sumter County property record for 2045 Cains Mill Rd, Sumter, SC 29154
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,739 sqft · built 1974 |
| Lot Size | 6.08 acres (264,845 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $705,000 (Sep 2026) |
| Tax Bill | $1,837 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 210-00-03-006 |
| Primary APN | 210-00-03-006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,739 sqft Living Area |
| Gross Area | 3,299 sqft |
| 1st Floor Area | 2,739 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 264,845 sqft (6.08 acres) |
| Garage Type | Carport |
| Garage Area | 874 sqft |
| Carport | Carport |
| Carport Area | 874 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Shed | 1 Shed |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 31914 |
|---|---|
| Street Address | 2045 CAINS MILL RD |
| City | SUMTER |
| State | SC |
| Zip | 29154-8946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 2 6.08 AC - |
| Legal Tract | 2 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | PRIVATEER |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 1903 |
Source: Sumter County records, as of September 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2045 CAINS MILL RD, SUMTER, SC 29154-8946 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2026 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 5, 2021 | Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK |
| Oct 28, 2019 | Deed, Transfer · VA Mortgage TRUSTMARK NATIONAL BANK |
| Feb 1, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2026 · Amount on Record |
| Deed Sale | Sep 2, 2026 · Amount on Record |
| Prior Sale | Oct 28, 2019 · Amount on Record |
| Deed Book / Page | 1358 / 5626 |
| Prior Transfer Date | Jan 31, 2019 |
| Prior Transfer Doc | 0012521899 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Sep 2, 2026 |
| Property Address | 2045 CAINS MILL RD, SUMTER, SC 29154-8946 |
| Document Number | 1358005626 |
| Book / Page | 1358 / 5626 |
| Instrument Date | Aug 31, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $185,133.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2045 CAINS MILL RD, SUMTER, SC 29154-8946 |
| Document Number | 1358005629, |
|---|---|
| Date | Sep 2, 2026 |
| Book Page | 1358/5629 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 2045 CAINS MILL RD, SUMTER, SC 29154-8946 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0012831639 |
|---|---|
| Date | Apr 5, 2021 |
| Book Page | 1283/1639 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Address | HODGENVILLE, KY 42748 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Oct 28, 2019 |
| Property Address | 2045 CAINS MILL RD, SUMTER, SC 29154-8946 |
| Document Number | 0012612080 |
| Book / Page | 1261 / 2080 |
| Map Reference | MB Z-30 PG 116 |
| Instrument Date | Oct 24, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $980.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2045 CAINS MILL RD, SUMTER, SC 29154-8946 |
| Document Number | 0012612086 |
|---|---|
| Date | Oct 28, 2019 |
| Instrument | 1261/2086 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Feb 1, 2019 |
| Property Address | 2045 CAINS MILL RD, SUMTER, SC 29154-8946 |
| Document Number | 0012521899 |
| Book / Page | 001252 / 001899 |
| Instrument Date | Jan 31, 2019 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2200 LLOYD DR SUMTER SC 291548819, SUMTER, SC 29154-8819 |
Source: Sumter County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,837.00 (+0.71%) | $11,410 (-) Land $1,190 Building $10,220 | $282,897 (-) Land $27,360 Building $255,537 |
| 2023 | $1,824.00 (+0.11%) | $11,410 (-) Land $1,190 Building $10,220 | $282,897 (-) Land $27,360 Building $255,537 |
| 2022 | $1,822.00 | $11,410 Land $1,190 Building $10,220 | $282,897 Land $27,360 Building $255,537 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2015) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 64% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FTC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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