Ingham County property record for 2045 Birch Bluff Dr, Okemos, MI 48864
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 3,933 sqft · built 2003 |
| Lot Size | 0.451 acres (19,646 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $445,000 (Feb 2011) |
| Tax Bill | $17,741 (2025) |
| Deeds & Mortgages | Oct 2020 Line of Credit Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-02-02-33-478-007 |
| Primary APN | 33-02-02-33-478-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,933 sqft Living Area |
| 1st Floor Area | 1,590 sqft |
| Basement Area | 1,590 sqft |
| Finished Basement | 1,590 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 19,646 sqft (0.451 acres) |
| Lot Dimensions | 150 ft deep x 114 ft wide |
| Garage Area | 984 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 66 sqft |
| Patio Area | 1,800 sqft |
| Balcony Area | 934 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 2045 BIRCH BLUFF DR |
|---|---|
| City | OKEMOS |
| State | MI |
| Zip | 48864-5965 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 64, HIAWATHA LAKES #5 |
| Legal Subdivision | HIAWATHA LAKES 05 |
| Legal Lot Number | 64 |
| Legal Unit | 64 |
| Jurisdiction | INGHAM MI |
| Township / Civil Division | MERIDIAN |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 5003 |
Source: Ingham County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2045 BIRCH BLUFF DR, OKEMOS, MI 48864-5965 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 1, 2020 | Deed of Trust, Mortgage · Line of Credit THE DART BANK |
| Dec 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Sep 25, 2020 | Deed of Trust, Mortgage DART BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 11, 2011 · Amount on Record |
| Deed Sale | Feb 11, 2011 · Amount on Record |
| Prior Sale | Aug 17, 2010 · Amount on Record |
| Deed Document Number | 20116082 |
| Deed Book / Page | 3411 / 378 |
| Prior Transfer Date | Aug 12, 2010 |
| Prior Transfer Doc | 0000032296 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INGHAM MI |
| Property Address | 2045 BIRCH BLUFF DR, OKEMOS, MI 48864-5965 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TRANSNATION TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000032566 |
|---|---|
| Date | Oct 1, 2020 |
| Instrument | 2020-032566 |
| Name | THE DART BANK |
|---|---|
| Type | Bank |
| Address | LANSING, MI 48912 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INGHAM MI |
| Property Address | 2045 BIRCH BLUFF DR, OKEMOS, MI 48864-5965 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000045816 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 2020-045816 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INGHAM MI |
| Property Address | 2045 BIRCH BLUFF DR, OKEMOS, MI 48864-5965 |
| Document Number | 0000032272 |
| Instrument Date | Sep 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2045 BIRCH BLUFF DR OKEMOS MI 488645965, OKEMOS, MI 48864-5965 |
| Document Number | 0000032272 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 32272 |
| Name | DART BK |
|---|---|
| Type | Bank |
| Address | LANSING, MI 48912 |
| Amount | Amount Recorded |
|---|
Source: Ingham County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ingham County |
| County Subdivision | Meridian Charter Township |
| Unified School District | Okemos Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $380,600 (+2.5%) | $761,200 (+2.5%) | |
| 2025 | $17,741.00 (+21.08%) Homeowner's exemption | $371,300 (+15.81%) Land $62,400 Building $308,900 | $742,600 (+15.81%) Land $124,800 Building $617,800 |
| 2023 | $320,600 Land $68,900 Building $251,700 | $641,200 Land $137,800 Building $503,400 | |
| 2019 | $14,652.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MERIDIAN TOWNSHIP serves 25,600 people · EPA ID MI0004260 |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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