La Crosse County property record for 2045 31st St S, La Crosse, WI 54601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,144 sqft · built 1963 |
| Lot Size | 0.253 acres (11,064 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (May 2018) |
| Tax Bill | $4,234 (2025) |
| Deeds & Mortgages | May 2020 Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 017-050132-030 |
| Primary APN | 017-050132-030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| Basement Area | 1,144 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,064 sqft (0.253 acres) |
| Lot Dimensions | 141 ft deep x 79 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 37300 |
|---|---|
| Old Parcel Number | 17 50132 30 |
| Street Address | 2045 31ST ST S |
| City | LA CROSSE |
| State | WI |
| Zip | 54601-6935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECOND ADDITION TO THE GREEN ACRES ADDITION PRT LOTS 4 & 5 BLOCK 1 COM NE COR BLK 1 SELY 78.98FT SWLY 135FT TO POB CONT SWLY |
| Legal Range | 07 |
| Legal Township | 15 |
| Legal Section | 09 |
| Legal Quarter | NE |
| Quarter-Quarter Section | SE |
| Legal Subdivision | 2ND ADDITION TO GREEN ACRES AD |
| Legal Block | 1 |
| Legal Lot Number | 4-5 5 |
| Jurisdiction | LA CROSSE WI |
| Township / Civil Division | LA CROSSE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 1200 |
2045 31st St S is owned and occupied by an individual who bought it in May 2018.
Source: La Crosse County records, as of February 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2045 31ST ST S, LA CROSSE, WI 54601-6935 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK |
| May 4, 2018 | Deed, Transfer · VA Mortgage ALTRA FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2018 · Amount on File |
| Deed Sale | May 4, 2018 · Amount on File |
| Prior Sale | Nov 2, 2016 |
| Deed Document Number | 1709710 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Property Address | 2045 31ST ST S, LA CROSSE, WI 54601-6935 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001746501 |
|---|---|
| Date | May 22, 2020 |
| Instrument | 1746501 |
| Name | MERCHANTS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Recording Date | May 4, 2018 |
| Property Address | 2045 31ST ST S, LA CROSSE, WI 54601-6935 |
| Document Number | 0001709710 |
| Map Reference | VOL 370 PG 574 |
| Instrument Date | May 3, 2018 |
| Instrument | 1709710 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $495.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2045 31ST ST S, LA CROSSE, WI 54601-6935 |
| Document Number | 0001709711 |
|---|---|
| Date | May 4, 2018 |
| Instrument | 1709711 |
| Name | ALTRA FCU |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 2045 31st St S was $4,234 with a homeowner's exemption.
Source: La Crosse County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | La Crosse County |
| Municipality | La Crosse City |
| Unified School District | La Crosse School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,234.00 Homeowner's exemption | $245,900 Land $45,200 Building $200,700 | $256,300 |
| 2023 | $4,027.00 (+5.42%) Homeowner's exemption | $195,100 (-) Land $31,400 Building $163,700 | $195,100 (-) Land $31,400 Building $163,700 |
| 2022 | $3,820.00 Homeowner's exemption | $195,100 Land $31,400 Building $163,700 | $195,100 Land $31,400 Building $163,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2045 31st St S in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1991) |
| Most Recent Claim | Jul 1991 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2045 31st St S is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHELBY TN OF WEDGEWOOD VLY serves 1,020 people · EPA ID WI6320311 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Also Mapped Here | LA CROSSE WATERWORKS |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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