Kanabec County property record for 2045 315th Ave, Isle, MN 56342
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2 ba · 2,432 sqft · built 1980 |
| Lot Size | 20.7 acres (905,612 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,450 (2026) |
| Deeds & Mortgages | Mar 2023 Transfer Dec 2022 Line of Credit + 5 more |
| APN | 12-00440-00 |
| Primary APN | 12-00440-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 2,432 sqft Adjusted Area |
| 1st Floor Area | 2,540 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 905,612 sqft (20.7 acres) |
| Garage Type | Pole Building Garage |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Wood |
| Account Number | 5734 |
|---|---|
| Street Address | 2045 315TH AVE |
| City | ISLE |
| State | MN |
| Zip | 56342-4500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | E1/2 OF NE1/4 OF SW1/4 AND THAT PART OF THE NW 1/4 OF THE SE 1/4; COMMENCING AT THE E QUARTER CORNER OF SAID SEC 7; THENCE |
| Legal Range | 23 |
| Legal Township | 41 |
| Legal Section | 07 |
| Jurisdiction | KANABEC MN |
| Township / Civil Division | PEACE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 480100 |
Source: Kanabec County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2045 315TH AVE, ISLE, MN 56342-4500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2023 | Quit Claim Deed, Transfer LAWYERS TITLE SERVICES LLC |
| Dec 7, 2022 | Deed of Trust, Mortgage · Line of Credit STEARNS BANK NA |
| Jun 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK |
| Jul 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS BANK NA |
| Jun 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK |
| Apr 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS BANK NA |
| Jul 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 15, 2023 |
| Deed Sale | Mar 15, 2023 |
| Deed Document Number | 2023281409 |
| Last Transfer Date | Nov 7, 2024 |
| Transfer Doc | 0000286544 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANABEC MN |
| Recording Date | Mar 15, 2023 |
| Property Address | 2045 315TH AVE, ISLE, MN 56342-4500 |
| Document Number | 0000281409 |
| Instrument Date | Mar 15, 2023 |
| Instrument | 281409 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2023 |
| Title Company | LAWYERS TITLE SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2045 315TH AVE, ISLE, MN 56342-4500 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANABEC MN |
| Property Address | 2045 315TH AVE, ISLE, MN 56342-4500 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000280757 |
|---|---|
| Date | Dec 7, 2022 |
| Instrument | 280757 |
| Name | STEARNS BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 8, 2023 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANABEC MN |
| Property Address | 2045 315TH AVE, ISLE, MN 56342-4500 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 270294 |
|---|---|
| Date | Jun 19, 2020 |
| Instrument | 270294 |
| Name | FIRST CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 1, 2040 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANABEC MN |
| Property Address | 2045 315TH AVE, ISLE, MN 56342-4500 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 270614 |
|---|---|
| Date | Jul 16, 2020 |
| Instrument | 270614 |
| Name | STEARNS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANABEC MN |
| Property Address | 2045 315TH AVE, ISLE, MN 56342-4500 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 270294 |
|---|---|
| Date | Jun 19, 2020 |
| Instrument | 270294 |
| Name | FIRST CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 1, 2040 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANABEC MN |
| Property Address | 2045 315TH AVE, ISLE, MN 56342-4500 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 269602 |
|---|---|
| Date | Apr 1, 2020 |
| Instrument | 269602 |
| Name | STEARNS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANABEC MN |
| Property Address | 2045 315TH AVE, ISLE, MN 56342-4500 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 270614 |
|---|---|
| Date | Jul 16, 2020 |
| Instrument | 270614 |
| Name | STEARNS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Kanabec County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Kanabec County |
| County Subdivision | Peace Township |
| Unified School District | Mora Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,450.00 (-3.8%) Homeowner's exemption Senior Citizen's exemption | $498,000 (+12.49%) Land $88,000 Building $410,000 | $498,000 (+12.49%) Land $88,000 Building $410,000 |
| 2025 | $4,626.00 (+3.26%) Homeowner's exemption | $442,700 (+2.38%) Land $73,400 Building $369,300 | $442,700 (+2.38%) Land $73,400 Building $369,300 |
| 2023 | $4,480.00 | $432,400 Land $64,300 Building $368,100 | $432,400 Land $64,300 Building $368,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 2 (2002–2016) |
| Most Recent Claim | Jul 2016 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 40 / 3 |
| T-Mobile Fixed Wireless | 25 / 3 |
| AT&T Fixed Wireless | 25 / 3 |
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