Collier County property record for 2045 23rd St SW, Naples, FL 34117
| Property Type | Single Family Home |
|---|---|
| Details | 2,088 sqft · built 2007 |
| Lot Size | 2.86 acres (124,582 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $30,000 (Apr 2000) |
| Tax Bill | $2,614 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 377200 9 14C19 |
| Primary APN | 377200 9 14C19 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,088 sqft Living Area |
| 1st Floor Area | 2,088 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 124,582 sqft |
| Street Address | 2045 23RD ST SW |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34117-4626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | E |
| Legal Description | GOLDEN GATE EST UNIT 195 N 1/2 OF TR 9 |
| Legal Range | 27 |
| Legal Township | 49 |
| Legal Section | 19 |
| Legal Subdivision | GOLDEN GATE EST UNIT 195 |
| Legal Tract | 9 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Legal Unit | 195 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 10425 |
2045 23rd St SW is owned and occupied by two individuals who bought it in April 2000.
Source: Collier County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2045 23RD ST SW, NAPLES, FL 34117-4626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2000 · Amount on File |
| Deed Sale | Apr 4, 2000 · Amount on File |
| Deed Book / Page | 2658 / 2980 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 2045 23RD ST SW, NAPLES, FL 34117-4626 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2045 23RD ST SW, NAPLES, FL 34117-4626 |
| Document Number | 0058641622 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 5864/1622 |
| Instrument | 5973255 |
| Name | THE MORTGAGE WAREHOUSE |
|---|---|
| Type | Mortgage Company |
| Address | LOUISVILLE, KY 40223 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 2045 23rd St SW was $2,614 with exemptions applied.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $276,475 (+2.7%) | $640,143 (-2.19%) Land $265,100 Building $375,043 | |
| 2025 | $2,614.00 Homeowner's exemption Veteran's exemption | $269,206 | $654,488 Land $235,950 Building $418,538 |
| 2023 | $2,408.00 (-1.39%) Homeowner's exemption Veteran's exemption | $253,999 (+3%) | $641,056 (+16.99%) Land $224,688 Building $416,368 |
| 2022 | $2,442.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $246,601 | $547,956 Land $155,925 Building $392,031 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2045 23rd St SW in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 179 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 179 in force |
| Nearby Flood Claims | 4 (2017–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2045 23rd St SW is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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