20449 SE Senden Ln, Bend, OR 97702 Property Records

Deschutes County property record for 20449 SE Senden Ln, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	2,298 sqft · built 2022
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$779,000 (Nov 2024)
Tax Bill	$4,499 (2025)
Deeds & Mortgages	Apr 2026 Sale Nov 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181209-CB-04740`

Property Details

APN / Parcel Number

Primary APN	`181209-CB-04740`
Alternative APN	`284452`

Interior

Stories	2 Stories
Building Area	2,298 sqft
Gross Area	485 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Bi-Level
Lot Area	5,663 sqft (0.13 acres)

Location & Zoning

Account Number	284452
Street Address	20449 SE SENDEN LN
City	BEND
State	OR
Zip	97702-3868
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARENA ACRES PHASE 3 LOT 40
Legal Subdivision	ARENA ACRES PHASE 3
Legal Lot Number	40
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1011
Census Tract	2002

Owner

Source: Deschutes County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3541 HEATHER CIR, SEAL BEACH, CA 90740-3120
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Nov 19, 2024	Warranty Deed, Transfer · Conventional Mortgage FOUNDATION MORTGAGE CORP
Jul 28, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2024 · Amount on Record
Deed Sale	Nov 19, 2024 · Amount on Record
Prior Sale	Jul 28, 2022 · Amount on Record
Deed Document Number	202430457
Last Transfer Date	Apr 1, 2026
Transfer Doc	0000009914
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESCHUTES OR
Recording Date	Apr 3, 2026
Property Address	20449 SE SENDEN LN, BEND, OR 97702-3868
Document Number	0000009914
Instrument Date	Apr 1, 2026
Instrument	20269914
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3541 HEATHER CIR, SEAL BEACH, CA 90740-3120

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Nov 19, 2024
Property Address	20449 SE SENDEN LN, BEND, OR 97702-3868
Document Number	0000030457
Instrument Date	Nov 7, 2024
Instrument	2024-30457
Transaction Type	Transfer
Record Updated	Apr 28, 2026
Title Company	DESCHUTES TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	20449 SE SENDEN LN, BEND, OR 97702-3868

Mortgage

Document Number	0000030458
Date	Nov 19, 2024
Instrument	2024-30458

Lender

Name	FOUNDATION MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

July 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jul 28, 2022
Property Address	20449 SE SENDEN LN, BEND, OR 97702-3868
Document Number	0000029310
Map Reference	DOC 2022-01009
Instrument Date	Jun 8, 2022
Instrument	2022-29310
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 28, 2026
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	20449 SE SENDEN LN, BEND, OR 97702-3868

Mortgage

Document Number	0000029311
Date	Jul 28, 2022
Instrument	2022-29311

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,499.00 (+3.93%)	$266,300 (+3%)	$673,730 (+2.13%) Land $194,810 Building $478,920
2024	$4,329.00 (+7.87%)	$258,550 (+3%)	$659,660 (-3.82%) Land $194,810 Building $464,850
2023	$4,013.00	$251,020	$685,840 Land $194,810 Building $491,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.9% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Webformix.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on SE Senden Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures